The LenderNews Whitepaper Library provides mortgage lenders with valuable research that can help them better manage and grow their business. http://www.lendernews.com/ LenderNews-All rights reserved This whitepaper provides a framework for understanding the role of the secondary mortgage market and the GSEs and some of the key considerations for their futures. This paper presents a set of building blocks from which policymakers, industry representatives, academics and the public can begin to understand and discuss the merits of different options and recommendations. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=168&Itemid=3 Mortgage banking compliance rules and regulations are regularly updated and modified. It is difficult and cumbersome, yet extremely important, for all sizes and types of mortgage lenders to stay compliant, while avoiding potential regulatory compliance pitfalls that result in decreased profitability. This resource outlines how the PCLender mortgage lending software seamlessly integrates compliance support in every stage of the lending process. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=151&Itemid=3 Typical mortgage lending technology infrastructure features include an unsynchronized assembly of technical solutions, business processes, and vendors/providers. The failure to create an integrated process and technology strategy can cause numerous failures resulting in increased errors, and increased costs. This whitepaper outlines the key mortgage lending technology solutions mortgage lenders should implement in order to automate and integrate the mortgage workflow and simplify compliance. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=150&Itemid=3 This whitepaper outlines the guidelines HUD has issued for when a mortgage company may pay a fee to a third party (such as a real estate salesperson) for loan origination work without violating sec. 8 of RESPA. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=141&Itemid=3 At the heart of all data transactions is a trust between buyer and seller, employer and employee, corporation and shareholder. We trust that the relationship between the owners of personal data, the corporations that hold it in custody, will be protected—that data will not be manipulated, given to, or taken by unauthorized third parties. This whitepaper offers a detailed discussion of the internal and external regulatory challenges now faced by organizations. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=140&Itemid=3 The Software-as-a-Service (SaaS) revolution allows companies to subscribe to software applications and outsource operating the back-end infrastructure to a SaaS vendor. This document educates end-users and decision makers on SaaS, where it differs from traditional software, and what the key benefits are when deploying SaaS applications. Also, this document provides a comprehensive look at the Total Cost of Ownership analysis any decision maker should complete before making a deployment choice. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=139&Itemid=3 Mortgage banking can be a highly profitable business when done right. There can be gains from originations, from loan sales, and from loan servicing. However, mortgage banking employs a great deal of leverage. As a result, there is not much room for error. Put another way, the smallest mistakes can wipe out huge amounts of profits. This whitepaper outlines a list of the seven most common mistakes that can quickly take down a mortgage company. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=138&Itemid=3 Over 10 million victims of ID theft in America, over 150 million individual person records breached and the FBI report mortgage fraud as the 4th highest crime category. As an industry, we must move to more robust methods of identifying our customers and partners. Authentication is the process of determining whether someone or something is, in fact, who or what it is declared to be. This whitepaper outlines different authentication processes. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=137&Itemid=3 Lenders have long been on the receiving side of rigorous oversight and scrutiny from legislators and regulators. The last 10 years in particular have resulted in an unprecedented number of additional mandates requiring banks and other financial institutions to commit an ever-growing amount of resources to regulatory compliance. This white paper will review some of the key pain points associated with selected regulations, and explore how technology can help to lessen this burden. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=136&Itemid=3 In the world of giant consulting firms, we’re pretty small. But like Eddie Gaedel, we use size to our advantage. We’re small enough that we’ll give you our undivided attention, and you’ll only work with our principals. You’re not going to get huge and dense studies. We get in there and figure out how to help grow your revenues, bow to better manage your costs, and how to do it all while minimizing risk. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=135&Itemid=3 With Adobe solutions for correspondence management, banks, brokerage firms, and insurance agencies can sharpen their competitive edge by improving all aspects of customer communication. By managing all correspondence from a single platform, financial firms can: (1) Reduce high costs associated with having to maintain disparate systems and databases. (2) Prevent high employee costs required to generate many individually produced documents. (3) Boost the bottom line by shifting correspondence. http://www.lendernews.com/index.php?option=com_jdownloads&task=view.download&cid=134&Itemid=3