How Mutuality Has Inspired Solid Growth
Dollar Bank has a position of safety and soundness that is envied by other financial institutions. As the largest independent mutual bank in the nation, Dollar Bank has no shareholders to answer to and therefore is not fixated on stock price.* We are able to focus solely on Dollar Bank customers – the products that meet their needs, the services that offer them convenience and a banking experience that lets them know that they are what is most important to this institution.
Commitment to longevity is also apparent in the day-to-day management of our institution:
•Dollar Bank has never participated in sub-prime lending
•The quality of our loan portfolio remains strong and we continue to lend money to individuals and businesses
•Federal government regulators have consistently considered Dollar Bank as “well capitalized,” which represents the highest category of financial strength and soundness