THE PLATFORM IS POWERING THE FUTURE OF MORTGAGE
We are operating in an $8 trillion space that has no cutting edge technology. Our marketplace platform is in a position to become the gold standard of exchanges that sit between investor supply and borrower demand. This problem space has a massive potential impact on the people of the world and the underlying economics of mortgage finance.
THE PROBLEMS WE SOLVE HAVE SCALE AND COMPLEXITY
Weâ€™re already powering hundreds of millions in mortgages annually and growing rapidly. The process of producing one loan from beginning to end touches hundreds of distinct pieces of one unified system. The challenges we face arenâ€™t just about writing clean code, but also having the mental agility to reduce complexity to simplicity at each and every turn.
A DATA DRIVEN MINDSET GOVERNS THE COMPANY
The system tracks everything. Really, everything. We measure thousands of credit variables vs. traditional banks using a handful. We leverage Markov models for risk analysis. We automate quant marketing. We make decisions off of live dashboards. We track our ops process more granularly than other financial organizations would even dream of. We love data.
ENGINEERING IS ALWAYS IN THE DRIVERâ€™S SEAT
An engineering mindset drives decision making daily in the product, platform, operational processes, sales strategy, marketing funnels, credit ratings, and more. This doesnâ€™t mean we automate everything. But we come at every problem with the same big picture, framework level, analytical thinking as if we were solving it in code. Itâ€™s the only way to scale.