Fintech Investors

April 2, 2019 by Higher Source Sites

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A mature, profitable and well adopted mortgage technology firm

A mature, profitable and well adopted mortgage technology firm

well adopted mortgage technology firm

Attention fintech investors and investment bankers! A mature, profitable and well adopted mortgage technology firm is seeking to raise $10M+ for rapid expansion purposes across banking and mortgage verticals, and to enhance the sales and prospecting capabilities of mortgage loan officers. Serious and interested investors may inquire by contacting Anjelica Nixt to forward their note for a confidential discussion. Mortgage Technology Document Management firms, Mortgage Insurance, Institutional or private sources of capital are encouraged.

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Higher Source Sites

Latest posts by Higher Source Sites (see all)

Dec. 31: Rates, the Fed, world economies, affordability, and the shutdown – all tied together - December 31, 2018
Dec. 29: FEMA reverses flood ruling; cybersecurity notes; observations on general housing trends - December 29, 2018
Dec. 28: Doc automation product; FHA & VA changes around our biz; Agency deals continue to share risk - December 28, 2018

Zillow Porchlight
Inman
HomeOwners & Investors

8 Tips for Achieving Maximum Coziness

Gray skies don't have to mean a drab indoor life. [...]

A 3-Step Downsizing Plan

When it's time to move to a smaller home, these tips will help you save the memories while minimizing clutter in your new place. [...]

How to Carve the Best Pumpkin on the Block

To ensure your jack-o'-lantern is primed for Halloween, follow these tips. [...]

Regain Your Garage: Simple Tricks for Getting Organized

A thoughtful approach to garage storage makes the most of this valuable space and keeps every necessity at your fingertips. [...]

How to Plan an Outdoor Movie Night

How to Plan an Outdoor Movie Night

See the stars in your own backyard ... on your DIY big screen, that is. [...]

It’s up to us to keep the American dream alive and well

It’s up to us to keep the American dream alive and well

To keep the American experiment vital and vibrant, we need buy-in from folks who are getting overlooked in the current market. Broker owner Troy Palmquist offers insight into ways to make the dream more attainable. [...]

AnnieMac expands mid-Atlantic presence, acquires OVM Financial

AnnieMac expands mid-Atlantic presence, acquires OVM Financial

Rising mortgage rates are prompting some lenders to downsize to adapt to changing market conditions. But the market shift is also expected to drive mergers and acquisitions. [...]

RE/MAX agent strikes social media gold with Blink-182 parody

RE/MAX agent strikes social media gold with Blink-182 parody

With his slicked-back hair, full sleeve tattoos, nose ring and spot-on early-2000s punk rock singing voice, Wisconsin RE/MAX agent Colin Schindler struck social media gold this week with his MTV Total Request Live-worthy remake of Blink-182's "All The Small Things," appropriately dubbed "All The Listings." [...]

Get ready for the glitter: It’s Luxury Month at Inman

Get ready for the glitter: It’s Luxury Month at Inman

This month, Inman looks at luxury real estate to develop a working definition and determine how to differentiate services for discerning luxury clients. [...]

PIMCO saw a bright future for now-bankrupt mortgage lender FGMC

PIMCO saw a bright future for now-bankrupt mortgage lender FGMC

The investment management firm acquired nonbank mortgage lender First Guaranty Mortgage as part of broader strategy to serve lower end of market. [...]

Q2 2022 - State of the Market Mega-Thread - Inflation and Ratepalooza edition

Observations, rants, theories, speculation on future market movement, experiences, offer heartbreak, buyer fatigue, seller drama, mortgage drama, appraisal drama, anecdotes, new construction builder shenanigans, rate predictions, frustration with seller listing price strategy, crystal balls, and so on, that you may not feel warrant their own threads, but you want to get it off your chest. Individual threads of that nature, that are repetitive (the 1000th thread consisting of "omg the market is hot and rates are high!!", for example, doesn't warrant it's own thread if that's all the OP is) may be merged into here, too. I thought the last… [...]

Request/PSA: Please do not delete your post/thread after your question has been answered!

Hello! If you have a question, make a thread, and then get a bunch of responses, answers, discussions happen back and forth, information is shared, and so on, please do not delete that thread after you've found your answer. It's rude! And here's why: Doing that makes the discussion invisible, de-indexes it from various search functions (the reddit search function, google, bing, and so on), and then those answers you found, that were so helpful to you, become invisible to others that don't create their own threads when they have questions, and rely instead on searching for the threads/questions/answers of… [...]

Dropped PMI and it wasn't that hard

So I know this might be a unique situation but I just wanted to share- In 2019 we bought a home with a conventional loan and only had 5% for dp. Since purchasing our home, our loan was sold to different servicers... More recently to a local credit union. With the recent environment in the housing market, our home was predicted to have increased in value by more than 20%... I based this on Zillow and validated by comparing what similar homes in my neighborhood were being sold for. Over the last year I started lurking on this subreddit to… [...]

Was the listing agent lying?…

Was interested in viewing a place 2 weeks ago. Before going to view it…my agent gave me the heads up that the sellers agent told him they already had multiple strong offers and that they were choosing later that day. Hearing this I did not bother making an offer because it was already at the top of my budget. Even though the property checked all my boxes… I was tired of getting in bidding wars. I went on Zillow a few days later and noticed not only was it not pending… but they DECREASED the price by 15,000$ ?? It… [...]

What surprises awaited you after you bought your property?

submitted by /u/camileo24 [link] [comments] [...]

MarketWatch.com - Top Stories
MarketWatch.com - Financial Services Industry News

Weekend Sip: Review: We tried the crab-flavored whiskey that’s gone viral

Weekend Sip: Review: We tried the crab-flavored whiskey that’s gone viral

Tamworth Distilling, an innovative New Hampshire producer of spirits, is behind the Crab Trapper bourbon infused with invasive green crabs [...]

Weekend Sip: Review: Honor the Fourth of July with a bottle celebrating American patriot Hercules Mulligan

Weekend Sip: Review: Honor the Fourth of July with a bottle celebrating American patriot Hercules Mulligan

The Hercules Mulligan bottled cocktail is a tribute to a Revolutionary War figure (and Hamilton pal) [...]

What's Worth Streaming: Here’s what’s new to Hulu in July 2022, and what’s leaving

What's Worth Streaming: Here’s what’s new to Hulu in July 2022, and what’s leaving

New seasons of 'What We Do in the Shadows' and 'Solar Opposites' on the way, along with 'The Bob's Burgers Movie' and every season of 'The Americans' [...]

What's Worth Streaming: Here’s what’s new on Amazon’s Prime Video in July 2022

What's Worth Streaming: Here’s what’s new on Amazon’s Prime Video in July 2022

Get ready for Chris Pratt in 'The Terminal List,' John Cho in 'Don't Make Me Go' and Billy Porter's directorial debut with 'Paper Girls' [...]

What's Worth Streaming: Here’s everything coming to Netflix in July 2022 (more ‘Stranger Things’!), and what’s leaving

What's Worth Streaming: Here’s everything coming to Netflix in July 2022 (more ‘Stranger Things’!), and what’s leaving

Get ready for the epic season finale of 'Stranger Things,' Ryan Gosling in 'The Gray Man,' Jane Austen's 'Persuasion,' Lara Condor in 'Boo Bitch' and much more [...]

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FDIC Financial Institution Letters
FDIC Press Releases

FDIC’s Office of the Ombudsman publishes 2021 Services and Activities Report

FDIC’s Office of the Ombudsman publishes 2021 Services and Activities Report

Financial Institution Letter | July 1, 2022 FDIC’s Office of the Ombudsman publishes2021 Services and Activities Report Summary: The Federal Deposit Insurance Corporation’s (FDIC) Office of the Ombudsman today published a report highlighting its activities and the services provided to stakeholders during 2021. The role of FDIC Ombudsman was created by Congressional action in 1995 to provide an informal alternative to the regulatory appeals process. The Office of the Ombudsman operates independent of the agency’s divisions that issue supervisory determinations, and reports directly to the office of the FDIC Chairman. The Office serves as an impartial liaison to facilitate effective… [...]

FDIC to Participate in Interagency Webinar on 2022 Interagency Flood Insurance Q&As

FDIC to Participate in Interagency Webinar on 2022 Interagency Flood Insurance Q&As

Webinar FDIC Banker Teleconference Series: 2022 Interagency Flood Insurance Q&AsTimely and Comprehensive Information from the FDIC The Federal Deposit Insurance Corporation's (FDIC) Division of Depositor and Consumer Protection (DCP) will conduct an interagency webinar scheduled for Wednesday, July 27, 2022, focusing on the recently issued 2022 Interagency Questions and Answers Regarding Flood Insurance. The session is free, but registration is required. This is a continuing series of events for bankers, including teleconferences and webinars, to update bank management and staff on important bank regulatory and emerging issues in the consumer compliance and protection area. Outlook Live Webinar Wednesday, July 27,… [...]

FDIC Board of Directors Meeting

FDIC Board of Directors Meeting

Board Materials | June 21, 2022 FDIC Board of Directors Meeting Today the Federal Deposit Insurance Corporation’s Board of Directors met in open session to discuss the Restoration Plan Semiannual Update and a Notice of Proposed Rulemaking on Assessments, Revised Deposit Insurance Assessment Rates. Materials and information relative to the Board actions are available here: Restoration Plan Semiannual Update Press Release Financial Institution Letter Memorandum to the Board of Directors on the Restoration Plan Semiannual Update and Amended Restoration Plan Statement by Acting Chairman Martin J. Gruenberg Notice of Proposed Rulemaking on Assessments, Revised Deposit Insurance Assessment Rates… [...]

Summary of Deposits Survey and Filing for June 30, 2022

Summary of Deposits Survey and Filing for June 30, 2022

Financial Institution Letter June 1, 2022 Summary of Deposits Survey and Filing for June 30, 2022 Summary: The Summary of Deposits (SOD) is the annual survey of branch office deposits as of June 30 for all FDIC-insured institutions, including insured U.S. branches of foreign banks. All institutions with branch offices are required to submit the survey; institutions with only a main office are exempt. All survey responses are required by July 31, 2022. No filing extensions will be granted. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-insured institutions. Distribution: FDIC-Insured Institutions, including Insured U.S. Branches… [...]

FDIC-Insured Institutions Reported Net Income of $59.7 Billion in First Quarter 2022

FDIC-Insured Institutions Reported Net Income of $59.7 Billion in First Quarter 2022

Press Release | May 24, 2022 FDIC-Insured Institutions Reported Net Income of $59.7 Billion in First Quarter 2022 Net Income Declined Year Over Year Net Interest Margin Remained Stable Quarter Over Quarter Loan Growth Was Broad-Based Credit Quality Continued to Improve Community Banks Reported a Slight Decline in Net Income Compared to the Industry _______________________________ “The banking industry reported a decline in net income driven by an increase in provision expense. Capital and liquidity levels remain strong. In addition, loan growth and credit quality metrics remain generally favorable. Looking forward, inflationary pressures, rising interest rates and continued pandemic and geopolitical… [...]

Federal Reserve and FDIC Extend Deadline for U.S. GSIB Resolution Plan Feedback

Federal Reserve and FDIC Extend Deadline for U.S. GSIB Resolution Plan Feedback

Joint Agency Release | July 1, 2022 Board of Governors of the Federal Reserve SystemFederal Deposit Insurance Corporation Federal Reserve and FDIC Extend Deadline forU.S. GSIB Resolution Plan Feedback The Federal Reserve Board and the Federal Deposit Insurance Corporation today announced that they have extended the period for issuing feedback for the U.S. global systemically important banks’ 2021 resolution plans to allow the agencies additional time to analyze them. Resolution plans, required by the Dodd-Frank Act, must describe the company's strategy for rapid and orderly resolution in bankruptcy in the event of material financial distress or failure of the… [...]

Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies

Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies

Joint Agency Release | July 1, 2022 Board of Governors of the Federal Reserve SystemFederal Deposit Insurance CorporationOffice of the Comptroller of the Currency Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies Federal bank regulatory agencies today made available the 2022 list of distressed or underserved nonmetropolitan middle-income geographies. These are geographic areas where revitalization or stabilization activities are eligible to receive Community Reinvestment Act (CRA) consideration under the law’s community development definition. Visit the Federal Financial Institutions Examination Council (FFIEC) website to see the 2022 list, previous years’ lists, and criteria for designating these areas. Distressed or underserved… [...]

FDIC Issues List of Banks Examined for CRA Compliance

FDIC Issues List of Banks Examined for CRA Compliance

Press Release | July 1, 2022 FDIC Issues List of Banks Examined for CRA Compliance WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in April 2022. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit needs, including those of low- and moderate-income neighborhoods, consistent with safe and sound operations. As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989… [...]

Agencies Issue Host State Loan-to-Deposit Ratios

Agencies Issue Host State Loan-to-Deposit Ratios

Joint Agency Release | June 28, 2022 Board of Governors of the Federal Reserve SystemFederal Deposit Insurance CorporationOffice of the Comptroller of the Currency Agencies Issue Host State Loan-to-Deposit Ratios Federal bank regulatory agencies today issued the host state loan-to-deposit ratios that are used to evaluate compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. These ratios replace those from June 2021. By law, a bank is generally prohibited from establishing or acquiring branches outside of its home state primarily for the purpose of acquiring additional deposits. This prohibition seeks to ensure that… [...]

FDIC Makes Public May Enforcement Actions; No Administrative Hearings Scheduled for July 2022

FDIC Makes Public May Enforcement Actions; No Administrative Hearings Scheduled for July 2022

Press Release | June 24, 2022 FDIC Makes Public May Enforcement Actions;No Administrative Hearings Scheduled for July 2022 WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in May 2022. There are no administrative hearings scheduled for July 2022. The FDIC issued 14 Orders in May 2022. The administrative enforcement actions in those Orders consisted of two consent orders, one modification of an 8(e) prohibition order, three orders to pay civil money penalty, three orders of prohibition, two section 19 orders, and one order of… [...]