Website Beach Mortgage
At Beach we strive to be Florida’s best bank for business, professionals, and their owners. Our mission is to be a catalyst in our team members’ success, our clients’ aspirations and our communities’ vitality. Our values define our identity and they are what drive us to make our goals a reality and guide our actions and decisions.
• Integrity: We exhibit uncompromising dedication to doing what is right.
• Innovation: We foster team member ingenuity, resulting in an exceptional client experience.
• Commitment: We are passionate and accountable.
• Community: We create meaningful impact in the communities we serve.
Collectively, we refer to these values as #ONEBEACH.
Our collective set of values cannot fully come to fruition without us making an effort to celebrate and embrace diversity within the workplace and in our world today. At Beach Bank, we prioritize and respect our team members as professionals and as people, championing their individual development and empowering our collective growth through commitment to diversity and inclusion.
At Beach, our organizational culture is what sets us apart from the competition. We live by our OneBeach Fundamentals. These 17 fundamentals were created with intention and designed to demonstrate our commitment to achieve success each day. Along with our core values, we believe that our culture is an opportunity to engage our Team in our effort by encouraging behaviors that are consistent with our dedication to exemplary service and hard work.
Beach Mortgage is looking for Mortgage Loan Originators (MLOs) in the Northwest Florida and Tampa areas. MLOs serve as a main contact point for Borrower and Retail Operations with the loan origination process. MLOs identify financial needs and promote mortgage products to clients. Our originators eagerly take the initiative to generate their own client base and/or work leads provided by Beach Bank/Mortgage. Our MLOs pride themselves on staying abreast of new types of loans and other financial products in order to better meet our customers’ needs. The Mortgage Loan Originator must meet or exceed the set weekly and/or monthly production goals management has established, communicate with their Manager/Supervisor on a daily or weekly basis regarding personal production, meet strict deadlines and maintain compliance, and resolve issues/difficulties across multiple departments while maintaining and exceeding a high level of customer service to internal and external customers .
Essential Duties and Responsibilities include the following. Other reasonably related duties may be assigned by immediate supervisor or other supervisors.
Maintains relationships with internal and external referral sources (i.e. realtors, past clients, internal referrals through marketing efforts).
Obtain and compile loan applicants’ credit histories and other financial information. Prepares mortgage loan file in Encompass, clarifies or obtains additional information as necessary.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those loan products specific to the borrower’s needs.
Work closely with processors, closers and underwriters.
Maintains and ensures complete and accurate compliance with RESPA, Regulation Z, Fair Lending, HMDA, Bank Secrecy Act and other regulations regarding the mortgage application process.
Protect Company’s reputation and image by maintaining Borrower confidence, deliver a high level of customer service and by keeping mortgage loan information confidential.
Cold Calling on Leads (provided) by telephone and follow-up on same Leads by telephone.
Customer Follow-Up during loan processing through channels to be approved and after loan is approved and closed.
Honesty and integrity in dealing with others and accountability in standing behind your work; initiative and self-motivation in serving the client, getting the job completed thoroughly and on time; good written and oral communication skills, including the ability to listen to others and understand and identify their needs; confidence in yourself and enthusiasm regarding your service. Organizational skills in having the ability to prioritize and manage numerous tasks at the same time. Miscellaneous duties as assigned.
High School Diploma or GED equivalent required; some college preferred; College degree desired.
Intermediate computer skills (MS Office, Mortgage Loan Applications/Software)
Minimum of 2 years of recent mortgage loan experience.
Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.
Must possess basic PC skills in Microsoft Windows, Word, and Excel or equivalent software. Encompass experience desired.
Demonstrate effective and strong verbal and listening communication skills with the ability to effectively communicate with principals, executive management and clients.
Demonstrate the assertiveness, perseverance, energy and passion – results oriented behavior required to be successful in this role.
Demonstrate effective problem solving, planning & time management skills.
Please send resumes to: [email protected] Please reference MLO in the subject line.
Beach Bank/Beach Mortgage is a drug-free workplace
Equal Opportunity Employer
Job Type: Full-time