Overview
Ensures that the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. Held accountable for quality and accuracy of decisions.
Job Description
Decisions full range of mortgage loans, preferably including FHA loans
Review all mortgage applications and documentation for accuracy and completeness
Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues
Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
Approve or deny mortgages on a timely basis
Ensure the quality and accuracy of each loan
Perform other related duties as required and assigned
Demonstrate behaviors which are aligned with the organization’s desired culture and values
Ideal Candidate will have the following:
Min 3 years of mortgage underwriting experience required
Solid knowledge of mortgage underwriting and of basic automated underwriting systems.
Demonstrated computer skills, including proficiency with basic automated underwriting systems
Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act
Knowledge of state and federal agency mortgage loan guidelines and regulations helpful
Organized and detail oriented
Ability to effectively prioritize workload and meet deadlines
Ability to maintain confidentiality of sensitive information
Strong communication skills, both verbal and written
Years of Experience:
3
