LenderNews by Rob Chrisman
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Job: Loan Officer

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Title Loan Officer
Categories Loan Officer
Salary DOE
State CA
Job Information

Job Brief

We are looking for an enthusiastic and outgoing Loan Officer who will be able to service our of our network of Realtors.  The Loan Officer will be able to successfully evaluate, authorize approval or deny loan applications for applicants.  Also, this individual will act as liaison between our business partners and their clients to help qualify them to acquire loans in a timely manner.

 

Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable rations and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

 

Requirements

  • Minimum of 3 to 4 years of recent Loan Officer experience preferably at a bank
  • Bachelor degree preferred but not required
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment

 

Apply Now