|Title||Mortgage Loan Officer|
|Salary||Base salary plus commission|
At Virginia Credit Union, we are always looking for people who share our passion for helping members build their finances and confidence through opportunities, knowledge and encouragement. In return, we offer employees a challenging and rewarding work environment. We are committed to maintaining an atmosphere of respect and integrity that promotes teamwork and continual improvement. Virginia Credit Union is an Equal Opportunity Employer.
The Mortgage Loan Officer is responsible for assisting Virginia Credit Union members in obtaining first mortgage loans including FHA, USDA-RD, VA, and VHDA. Develop and maintain business relationships with VACU partners, builders and realtors. Obtain and maintain all pertinent documents for processing. Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner. Exemplify excellent member service.
Duties and Responsibilities
High School Graduate; College graduate preferred, but not required.
Significant conventional and government loan experience required. Excellent knowledge of mortgage documentation s as well as federal, state, and local real estate regulations required. Prior experience building Dealer/Realtor relationships and marketing mortgage products preferred. Retail and Branch banking experience preferred. Experience using EMPOWER automated underwriting system a plus.
Excellent oral and written communication skills. Strong customer service and sales ability as demonstrated by monthly sales volume of $1mm of funded loans per month. Strong problem solving and organizational skills. Ability to analyze financial information. Must be a team player. Computer experience required.
Overtime and/or Saturday hours may be required
Must be able to be actively registered with the Nationwide Mortgage Licensing System and Registry (NMLS)
This job requires the ability to sit for long periods of time. This job requires infrequent lifting or carrying of objects up to 10 pounds.