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TitleMortgage Loan Officer
Company N/A
LocationMichigan
Job Information

https://youtu.be/79eZRdl7qu4

WANTED: YOU

 

Want a career with more flexibility than just you bending over backwards? How about one that not only gives you control over your own pipeline, but that also gives you the freedom and compensation to determine your own success? Then we want you at Heartland Home Mortgage, LLC. Join our growing team of mortgage professionals who believe that your earnings should match your effort and that you are the best resource for your borrowers.

 

 

Your responsibilities:

 

  • Developing strong relationships with borrowers and partners
  • Finding the right loan for your borrowers among a wide variety of products
  • Advising and coaching your borrowers throughout the loan process
  • Educating your borrowers on how to manage their mortgages
  • Managing your own pipeline
  • Communicating between your borrowers and lenders
  • Delivering fast turn times and outstanding customer service

 

Your qualifications:

 

  • A desire to accelerate your career
  • An entrepreneurial spirit
  • Exceptional communication and customer service skills
  • The ability to coach your borrowers into the home of their dreams
  • One year mortgage lending experience
Date Posted2018-08-27
Job CategoriesLoan Officer
  
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TitleSecondary Marketing Analyst
Company Confidential
LocationCalifornia
Job Information

Assists with Secondary Marketing functions relating to the buying, hedging, selling and delivery of loans which includes but is not limited to entering data related to loans sales and purchases, initiating and tracking collateral movement, confirming buy and sell side pricing, communicating with internal as well as external customers, processing best effort and mandatory commitments, working with broker dealers and mandatory pricing desks at various investors, validating and maintaining internal pricing data, and working with the companies hedge firm to ensure accuracy for hedging and trading activity. Work independently, accurately, and efficiently to resolve any issues. Reports directly to the Director of Secondary Risk & Trading, and works closely with the all related internal and external departments, groups and vendors.

Adhere to all Federal and State laws and regulations governing the mortgage company, including the Bank Secrecy Act.

Essential Functions:

  • Daily Pricing
    • Manage rate sheet preparation and distribution
    • Monitor MBS market and execute price changes in compliance with company guidelines
    • Update pricing model as needed, and maintain archives and change log
    • Manage llpa changes and new products as they relate to the pricing and hedging models
  • Whole Loan Sales
    • Monitoring best effort locks and extending/cancelling as needed
    • Monitoring mandatory loan sales to various agencies and extending/cancelling as needed
    • Monitoring investor loan purchases on a daily basis, and updating internal systems as needed
  • Whole Loan Deliveries
    • Ensure committed loans are delivered accurately and timely to the appropriate agency
    • Initiate and track collateral movement and exceptions
  • Hedging / Trading
    • Daily reconciliation of new locks pricing and margins
    • Monitoring and reconciling G/L changes
    • Back up for daily position management and trading
    • PA reconciliation, research and reporting on variances
    • Ensure the hedging model is up to date with regard to llpa’s and pricing specials
  • Bulk / Mandatory Platform
    • Assist the Mortgage Trading Analyst with the mandatory pricing desk, filling in as a backup on the platform, which includes responding to bid requests in a timely manner, managing locks and updating all internal/external systems with accurate pricing data
    • Assist the Mortgage Trading Analyst while working with clients who are new to the platform, ensuring a smooth transition
  • Mortgage Analytics
    • Assist with special project that involve creating analytics around key metrics essential to proper hedge performance.
  • Prepare and monitor daily reports for management
  • Special projects as assigned

Desired Skills and Experience:

  • 2+ years relevant work experience in Capital Markets/Secondary Marketing required
  • Bachelor’s Degree in Mathematics, Economics, Engineering, or Computer Science
  • Prior experience in secondary or investor relations is preferred
  • Advanced Excel and Access skills required
  • VBA or programming experience is preferred but not required
  • Ability to analyze large data sets
  • Modeling experience a plus
  • Must have a high level of organizational and multi-tasking skills
  • Must have excellent interpersonal skills
  • Strong communication skills, both written and verbal
  • Ability to interact effectively with senior management, managers, employees
    and external partners
  • Must have the ability to work independently and be self-motivated
  • Ability to work accurately and efficiently under time pressure, including the
    ability to formulate solutions to non-routine problems
  • Ability to think critically, evaluate, problem solve and apply technical skills to find solutions
Date Posted2018-08-17
Job CategoriesSecondary
  
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TitleLoan Processing/Closing Manager
Company Credit Human Federal Credit Union
LocationWashington
Job Information

Credit Human, a federally chartered credit union, is seeking a Mortgage Loan Processing/Closing Manager for its Manufactured Home Lending Department.

The perfect candidate will manage and lead a team of mortgage loan processors and closers that partner with clients to fulfill the dream of affordable home ownership.

  • You will be joining a team charged with growing an important new product line
  • Your authenticity will be an asset to our team of collaborative cross-functional leaders
  • Your leadership will enable the team to deliver an extraordinary service experience and grow market share

If you aspire to a career with competitive compensation, comprehensive benefits, and a clear sense of community, Credit Human is the place where craftsmanship and potential meet to deepen client relationships.

If you enjoy building and maintaining an effective team, measuring and enabling work, and motivating and developing direct reports, please apply now!

Qualifications

Skills

Required:

  • Customer Focus                        Advanced
  • Operational Management        Intermediate
  • Motivating Others                     Intermediate
  • Continuous Improvement       Some Knowledge

Behaviors

    Required:

  • Leader: Inspires teammates to follow them
  • Team Player: Works well as a member of a group

   Motivations

           Required:

  • Self-Starter: Inspired to perform without outside help
  • Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization

   Education

           Preferred: Bachelors or better in Finance or related field

   Experience

           Required:

  • 5+ years mortgage lending experience (manufactured housing a plus)
  • 2+ years' experience in a leadership capacity directing loan processing/closing staff
  • Proven ability to recognize and creatively solve problems

Credit Human provides employees with many valuable benefits!

Employees working 25 or more hours per week qualify for:

  • Vacation and Sick Leave Programs & 12 Paid Holidays per Year (Full-Time Employees)
  • Medical, Dental and Vision Insurance
  • Basic Life/AD&D/Long-term Disability Insurance - Employer Paid
  • Flexible Spending Accounts (FSAs) - Medical/Dependent Care
  • Defined Benefit Retirement Plan & 401(k)
  • College Tuition Reimbursement
  • Voluntary Insurance Products – Life, Accident, and Cancer
  • Credit Union Membership with Free Checking and Service Fee Discounts
  • Employee Assistance Program (EAP)

Credit Human conducts employment background checks that may be used for decisions related to employment. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, CHEX system, past employment verifications, criminal history check on convictions and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card.

Applicants must be currently authorized to work in the United States on a full-time basis.


Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.

Date Posted2018-08-01
Job CategoriesCloser, Management, Operations Manager
  
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TitleMortgage Loan Officer
Company Express Combank - ECB Investment Group
LocationCalifornia
Job Information

We are looking for Mortgage Loan Officers who can generate at least two closed loans or more per month. Once a loan has been successfully started, our Loan Processors will take over and ensure that the loan closes as quickly as possible. We encourage our Loan Officers to focus on prospecting and originating.

Responsibilities and Duties

  • Unparalleled Sales Training provided by seasoned industry experts
  • Receive an unprecedented amount of warm leads daily
  • Help borrowers apply and qualify for a home loan
  • Unlimited earning potential!
  • Opportunities for our accelerated management advancement program
  • Support for your continued personal growth and development
  • Fun culture and electric environment
  • Productive and efficient workplace

Qualifications and Skills

  • Candidates MUST possess an NMLS license or be willing to get one within 60 days of employment.
  • MUST speak fluent English in a professional manner, secondary language is preferred
  • Exceptional verbal communication skills
  • Basic computer and data entry skills
  • Strong attention to detail
  • Ability to learn and retain information quickly
  • Comfortable with meeting production goals in fast-paced environment
  • Able to work well in a team setting
  • Some customer service experience

Benefits

  • Medical
  • Dental
  • Vision
  • Top producing compensation
  • Loan discount program for family members

Job Type: Commission

Date Posted2018-07-17
Job CategoriesAccount Executive, Branch Manager, Closer, Compliance, Loan Officer, Management, Operations Manager, Other, Processor, Production Manager
  
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TitleMortgage Wholesale Account Executive
Company Express Combank - ECB Investment Group
LocationCalifornia
Job Information

We are a portfolio mortgage and commercial lender, looking for Sales Account Executives for our new expanding wholesale channel.

The ideal applicant:

- Highly driven and self-motivated individuals who are experience in mortgage wholesale account executive.

- Candidate should have experience in wholesale lending sales with knowledge of NON-CONFIRMING, SUBPRIME, JUMBO/SUPER JUMBO, NON AGENCY, NON QM, FIX&FLIP, and FOREIGN NATIONAL LOANS.

- Dedication to building and maintaining relationships with your accounts while providing exceptional customer service.

Responsibilities:

  • Identify growth opportunities with Mortgage Brokers, Mortgage Originator and Real estate Brokers
  • Build and maintain long-term relationships and partnerships with your accounts
  • Source, develop and build new accounts in your territory
  • Strong working knowledge of Non QM, Jumbo/Super Jumbo, Non Agency and Foreign National Loans guidelines and regulations
  • Communicate clearly and professionally to customers and internal support staff
  • Ensure exceptional customer service by maintaining thorough knowledge of lending programs, origination software platforms, policies, procedures, and regulatory requirements
  • Monitor the activities and performance of assigned accounts
  • Instruct and educate the client and the client’s personnel on available products, credit options and guidelines.

This position includes:

  • Dedicated back office support for the Wholesale Brokers and Mortgage Originator channel
  • Full marketing support with a materials library and user friendly website with tools at your fingertips
  • Competitive commission structure; Top BPS Compensation
  • Medical, dental and vision and prescription programs
  • Opportunity for making big money and career growth
  • Discount loan program for family members.

 

***RESUME WIT COVER LETTER is Preferred. 

THIS IS A HIGH COMMISSION JOB.

 

Date Posted2018-07-17
Job CategoriesAccount Executive, Branch Manager, Loan Officer, Management, Operations Manager, Other, Production Manager
  
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TitleMortgage Area Sales Manager
Company Express Combank - ECB Investment Group
LocationCalifornia
Job Information

Express Combank-ECB Investment Group (ECB), a niche portfolio lender, specializes in Non QM - Stated Jumbo and Commercial Mortgage, looking for a talented and experienced mortgage professional to manage and grow the company in this region.
Are Sales Manager(s) is/ are expected to:
- Manages the production of a retail mortgage region, including management reporting, projections, and budget goals.
- Establishes and achieves sales and budget goals by increasing production and profitability, and controlling expenses.
- Actively ensures compliance with all applicable laws, policies and procedures related to mortgage lending, and participates in any required training.
- Recruits, interviews, hires, and manages talented staff, including pro-active efforts to retain employees.
- Addresses non-performance issues timely while establishing appropriate performance improvement measures.
- Provides sales training, and individual and team coaching.
- Maintains in-depth knowledge of ECB products, policies, and procedures. Establishes collaborative partnerships with other business lines within ECB.

-Actively participates in local and state mortgage banking, Realtor, and builder trade associations, and maintains a thorough understanding of mortgage industry knowledge and current issues.

- Provides leadership to the mortgage team around impacting a positive customer experience with ECB.

- Able to run their own Cost Center from within the Area/Region and be very experienced running a Profit-and-Loss centric model (“P & L”).

Let's help you make more money together with ECB!
BENEFITS:

  • Medical, Dental, Vision
  • Top BPS Compensation
  • Performance Based Pay Plan with Excellent Bonus
  • Unlimited Income Cap

QUALIFICATION:

  • Must be minimum of 5 years in mortgage industry and 3 years direct management of staff are required.
  • Must live in assigned sales region
  • Demonstrate a proven track record of establishing/developing contractual relationships and the documented resulting sales success from leveraging those relationships.
Date Posted2018-07-17
Job CategoriesAccount Executive, Branch Manager, Loan Officer, Management, Operations Manager, Other, Processor, Production Manager
  
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TitleMortgage Secondary Market Manager
Company N/A
LocationWashington
Job Information

Position Purpose

This position is primarily responsible for the management of the Bank’s secondary marketing function including investor relationships, lock desk operations, loan sales and hedge position. Manager will also be responsible for Real Estate Department technology and project management.


Essential Functions

  1. Remains current with industry and technology trends. Proposes strategic ideas to management on ways to create efficiencies, stay competitive and increase profitability.
  2. Is a member of the Real Estate Leadership Team. Attends regular meetings to discuss department strategic direction, staffing support, escalated issues and project statuses.
  3. Supports department units by managing projects to ensure proper resource allocation, accountability and timely completion.
  4. Is a point of contact for established and new secondary market investors. Helps manage relationships as well as seeks new relationships fitting Bank needs.
  5. Oversight of our Funding and Shipping Teams. Ensures loan fundings are done timely and can be an escalation point if needed for exceptions. Supports shipping in ensuring compliance with investor requirements and pended item management.
  6. Manages the administration of the mortgage loan operating system and on-line mortgage application system. Ensures timely delivery of system changes to the field. Maintains and/or develops system customizations to suit business needs.
  7. Oversight and management of Mortgage Department SharePoint site.
  8. Supports management with compiling annual department budgets and profitability management.
  9. Analysis and reporting of department statistics including but not limited to monthly production, hedge position, turn times, loan characteristics, profitability, etc.
  10. Works with management on development and ongoing maintenance of mortgage programs and products. Ensures they fit bank appetite, customer needs, are relevant in the marketplace and are profitable.
  11. Oversight of the Lock Desk. Monitors and manages execution of best effort and mandatory commitment with investors. Ensures daily review of hedge position and accuracy of new/updated locks. Works with management on escalated pricing/program exceptions.
  12. Manages interest rates and margins by staying current on industry trends and market movements. Makes rate change proposals to Management. Integrates pricing changes into pricing engine, internal rates sheets and hedge software.
  13. Assists in providing documentation and responses for internal and external audits as well as ongoing investor certifications.
  14. Assists in preparing monthly Board Report.
  15. Possesses knowledge of and compliance with all Peoples Bank, Investor, Federal and State regulations and guidelines.
  16. Other duties as assigned.

Other Responsibilities


Qualifications

  1. Four-year degree in business, finance, operations, or related field, or equivalent experience required.
  2. Two (2) years management experience with proven leadership skills preferred.
  3. Finance, lending or project management experience preferred.
  4. Excellent communication, organization, and interpersonal skills required.
  5. Ability to understand and work with technology and computer hardware and software systems.
  6. Ability to work under pressure and within timelines
  7. Must demonstrate the ability to work with a high degree of acc
Date Posted2018-07-16
Job CategoriesManagement
  
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TitleReal Estate Loan Underwriting Assistant Manager
Company Peoples Bank
LocationWashington
Job Information

Position Purpose

This position is responsible for managing the daily workflow for the Real Estate Loan Operations Department underwriting division. Other responsibilities include reviewing exceptions and escalations, second reviews and mentoring of underwriting staff.

Essential Functions

  1. Daily management of underwriting staff, including but not limited to scheduling and workload management.
  2. Underwrites loan files to investor, consumer or portfolio guidelines.
  3. Provides escalation and exception approval and support.
  4. Assists Real Estate Underwriting Manager with department projects, audit responses and process enhancements.
  5. Assists Loan Originators, Processors and Underwriters in research of loan programs.
  6. Provides mentor support and training to underwriters.
  7. Manages the review of underwriting test cases for underwriters working to obtain a higher level of underwriting authority.
  8. Possesses knowledge of and compliance with all Federal and State regulations.
  9. Performs other duties as assigned.

Qualifications:

  1. High School Diploma, G.E.D. or equivalent.
  2. Three to five years of recent real estate underwriting experience.
  3. Previous supervisory experience preferred.
  4. Current FHA Direct Endorsement and/or VA SAR preferred.
  5. Knowledge of FNMA, FHLMC, USDA, FHA/VA and portfolio loan and consumer loan guidelines.
  6. Experience and proficiency in analyzing risk.
  7. Strong analytical skills.
  8. Excellent computer skills with a high degree of accuracy.
  9. Highly organized and detail-oriented.
  10. Excellent written and verbal communication skills.
  11. Ability to work under pressure.
  12. Professional and high regard for confidentiality.
Date Posted2018-07-16
Job CategoriesManagement, Underwriter
  
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TitleLoan Processing Manager
Company Wyndham Capital Mortgage
LocationNorth Carolina
Job Information
What You Will Be Doing

Wyndham Capital Mortgage has an immediate opening for a Loan Processing Manager responsible for: supporting and assisting Processors in meeting production goals, maintaining highest level of service, while meeting integrity of loan expectations. Key areas: manage, train, motivate and guide team members in all functions of processing. Learn and maintain knowledge of different loan programs to stay informed on current industry.

Why Wyndham? Our turn times are better than competitors because of teams collaboratively working together to get the job done and give the best experience to our borrowers!

  • Directly manage a team of up to 12 Processors
  • Engage in daily pipeline management to ensure loans are approved & closed within Wyndham Capital Mortgage’s SLAs
  • Work with Underwriting Managers, Sales Managers, Processing SME’s and Restructure Desk as needed to resolve loan level problems
  • Drive and Support Wyndham’s culture of “delighting” our clients
  • Identify and help solution for challenges within the organization
  • Provide coaching on both a team and individual level
  • Conduct monthly 1 on 1 meetings, annual and mid-year reviews, disciplinary actions, and terminations
  • Learn and maintain knowledge of different loan programs, investor guidelines and WCM overlays
  • Manage and inspect communication with borrowers to ensure timeliness and professionalism
  • Communicate with Director of Processing and Processing SME’s on training needs and issues
  • Keep Processors current with changes in guidelines and procedures
  • Interview potential Processor candidates
What We Need
  • 5+ years of industry experience
  • 3+ years of loan processing experience
  • 2+ years of management/supervisory experience
  • You have a passion for management and developing teams!
  • Bachelor’s Degree preferred
  • Ability to study independently
  • You have current knowledge of closing and title requirements, and knowledge of loan processing and automated underwriting systems (Encompass a plus)
  • Previous experience in training of employees, a plus
  • Strong desire to be challenged and eager for both personal and professional growth
  • Knows how to have fun at work and keep team members motivated!
  • Someone that doesn’t take themselves too seriously!
  • Strives to provide +1 Service to ensure success, to both internal teams and external clients

You are someone who…

  • Has the upmost integrity, period.
  • Is naturally curious - you enjoy seeking out and applying new things in your job
  • Knows how to make smart, informed decisions
  • Has passion for your job and positive energy that is infectious!
  • Cares about your work and performance, and you want to provide impact across the organization
  • At times, can be innovative and not afraid to bring big thinking and ideas to the table
  • Is able to deliver influential communication to others

Perks:

  • Aggressive compensation plan
  • Group health coverage (medical, dental, & vision)
  • Employee Assistance Programs
  • Pre-tax health spending account
  • 401(k) plan (with company match)
  • Company provided life insurance
  • Pet Insurance
  • Employee discounts
  • Wellness events

About Wyndham Capital:

Wyndham Capital Mortgage’s corporate culture empowers our employees. We strive to facilitate a greater sense of purpose in our jobs and lives. Your involvement will translate directly to continuous improvement in our systems and processes. We also believe in a deeply rooted culture based on caring for our employees in ways that will empower them to care for each other and our customers. Wyndham Capital Mortgage, founded in 2001, is a Direct to Consumer Lender, active in 45+ States and has more than 250 employees in Charlotte, North Carolina.

Date Posted2018-06-26
Job CategoriesOperations Manager
  
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