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Latest posts by Higher Source Sites (see all)

Dec. 31: Rates, the Fed, world economies, affordability, and the shutdown – all tied together - December 31, 2018
Dec. 29: FEMA reverses flood ruling; cybersecurity notes; observations on general housing trends - December 29, 2018
Dec. 28: Doc automation product; FHA & VA changes around our biz; Agency deals continue to share risk - December 28, 2018

Zillow Porchlight
Inman
HomeOwners & Investors

3 Keys to Non-Traditional Holiday Decor

Forget the traditional holiday decorating rules and push yourself to find decor that is new, fresh and fits within your current home decor. [...]

8 Tips for Achieving Maximum Coziness

Gray skies don't have to mean a drab indoor life. [...]

A 3-Step Downsizing Plan

When it's time to move to a smaller home, these tips will help you save the memories while minimizing clutter in your new place. [...]

How to Carve the Best Pumpkin on the Block

To ensure your jack-o'-lantern is primed for Halloween, follow these tips. [...]

Regain Your Garage: Simple Tricks for Getting Organized

A thoughtful approach to garage storage makes the most of this valuable space and keeps every necessity at your fingertips. [...]

Real (Estate) Talk: How to push for accountability in our associations

Although some associations attempt to advocate marginalized voices, the stated intent is often far from the actual impact. Speaking up to seek accountability for authentic justice, equity, diversity and inclusion is what this moment requires from us all. [...]

February’s Inman Connect Now was one for your notebooks

Our Inman Community was buzzing about the Zillow-ShowingTime acquisition. Going into the day, I knew the chat stream would be busy when Errol Samuelson came onstage to discuss the big news. It was. But that wasn't all. Here are some notes I wanted to share. [...]

RE/MAX just beats Q4 expectations

The company's own growth investments held the top-line numbers back, but RE/MAX CEO Adam Contos believes it'll see the payoff in 2021. [...]

Sotheby’s International Realty

Home sellers around the world turn to Sotheby’s International Realty after considering one key question. Who can do the most for me? [...]

Rocket Mortgage®

From the company that brought you Rocket Mortgage® comes Rocket ProSM Insight – the innovative tool that gives real estate agents visibility into their clients’ loan statuses like never before. [...]

Resources for homeowners affected by COVID19.

Here's a list of some high level resources where homeowners can find additional information and possibly help, regarding mortgage forbearance or other questions. If you want to suggest other links that are not blogs or promotional, message me and I'll add them here at the top. List of lenders who may offer relief: https://www.aba.com/about-us/press-room/industry-response-coronavirus https://www.hud.gov/ National relief information and resources https://apps.hud.gov/offices/hsg/sfh/hcc/hcs.cfm if you want to talk to a housing counselor about avoiding foreclosure If you have a Fannie Mae loan: https://www.knowyouroptions.com/covid19assistance If you have a Freddie Mac loan: https://myhome.freddiemac.com/own/getting-help-disaster.html General info on CFPB site: https://www.consumerfinance.gov/about-us/blog/guide-coronavirus-mortgage-relief-options/ https://www.sba.gov/ Small Business Loans 800-827-5722.… [...]

!~~Contingencies Mega Thread~~!

Hello! In response to the plethora of "omg should I remove such-and-such contingency or contingencies?! What does it all mean!!!!!!?" threads, I thought we could consolidate. Realtors, real estate lawyers, and experienced homebuyers/sellers, this is your time to shine. Please mention the state(s) you operate in early/prominently in your post so folks will have an idea if what you are saying is relevant to them (f. ex, I imagine some Texans will mention "options," which generally aren't relevant to folks outside of Texas in real estate contexts, so it would be useful to mention that you're a Texan when doing… [...]

Mortgage rates are about to hit 3% for the first time since July.

Hoping this will bring back some normalcy in the housing market. submitted by /u/jusBULLSHITTINaround [link] [comments] [...]

Federal judge rules eviction moratorium is unconstitutional

https://www.cnn.com/2021/02/25/politics/judge-evictions-moratorium-unconstitutional/index.html submitted by /u/KspaceFORCE [link] [comments] [...]

FIRST PERMITTED 3D-PRINTED HOUSE HITS THE MARKET FOR $300K

https://www.builderonline.com/building/building-enclosure/first-permitted-3d-printed-house-hits-the-market-for-300k_o Will this go mainstream in the future? submitted by /u/_Itchy_Scrotum [link] [comments] [...]

MarketWatch.com - Top Stories
MarketWatch.com - Financial Services Industry News

: ‘The massive restructuring of the economy resulting from the pandemic will likely generate further declines in the middle class’

Do you consider yourself middle class? You might want to think again. [...]

Capitol Report: First skirmish in minimum-wage battle lost, but Bernie Sanders still has secret weapon for future procedural fights

For one Senate committee staffer -- who was brought out of retirement by Senate Budget Chairman Bernie Sanders only a few weeks ago -- the loss may particularly sting: Bill Dauster, chief counsel for Sen. Bernie Sanders' Budget Committee. [...]

The Wall Street Journal: Elon Musk says Tesla’s Fremont plant is running again after brief shutdown

Tesla Inc. Chief Executive Elon Musk said the company paused activity at its lone U.S. car plant in Fremont, Calif., because of parts shortages but has restarted operations. [...]

MarketWatch First Take: Airbnb and DoorDash offer Wall Street differing post-pandemic futures as stocks head in different directions

Airbnb Inc. and DoorDash Inc. went public near one another late in 2020, then took to the earnings stage for the first time as a pair Thursday to report similar gigantic quarterly losses. [...]

Bond Report: U.S. government bonds just staged epic yield climbs.What’s next?

U.S. Treasury yields see a steady rise in rates ignite into a surge Thursday, putting government debt across the curve on track to mark the biggest weekly yield moves in months and their sharpest monthly moves in four years. [...]

Americans can’t file their income taxes fast enough — but they should brace for some unwelcome news in their 2020 returns

As of Feb. 19, only 8 full days into the 2021 filing season, the IRS received 34.69 million individual returns. [...]

The Moneyist: ‘Greed is rearing its ugly head and killing brotherly love’: My husband and his brother are at war over an inheritance from a beloved neighbor. What can we do?

The brother says his ‘early inheritance’ should not be taken into consideration ‘because it cost him so much trouble and work.’ [...]

Outside the Box: This investment mix beats the S&P 500 — by a mile

The ultimate buy-and-hold portfolio for 2021 [...]

The Moneyist: My wife has homeschooled our son and our best friends’ son since September due to COVID-19. Is it too late to bring up money?

‘She’s putting in about 15 to 20 hours each week. The two families have shared the costs of the curriculum, school supplies and art supplies.’ [...]

FDIC Financial Institution Letters
FDIC Press Releases

Bank Secrecy Act/Anti-Money Laundering Examination Manual Update

Financial Institution Letter February 25, 2021 Bank Secrecy Act/Anti-Money Laundering Examination Manual Update Summary: The Federal Financial Institutions Examination Council (FFIEC) is updating sections and related examination procedures in the FFIEC Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised institutions. Distribution: FDIC-Supervised Institutions Read the FIL . The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. Stay Connected [...]

Technical Assistance Videos on Fair Lending

Financial Institution Letter February 23, 2021 Technical Assistance Videos on Fair Lending Summary: The FDIC has released nine technical assistance videos on fair lending. The information in the videos is intended as a high-level overview to help FDIC-supervised institutions assess and mitigate fair lending risk, and to understand how FDIC examiners evaluate fair lending compliance Statement of Applicability: This Financial Institution Letter applies to all FDIC-Supervised Institutions. Distribution: FDIC-Supervised Institutions Read the FIL . The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive… [...]

FDIC-Insured Institutions Reported Net Income of $59.9 Billion In Fourth Quarter 2020

Press Release February 23, 2021 FDIC-Insured Institutions Reported Net Income of $59.9 Billion inFourth Quarter 2020 Full-Year 2020 Net Income Declined 36.5 Percent to $147.9 Billion Quarterly Net Income Increased 9.1 Percent from a Year Ago Net Interest Margin Remained Unchanged from Third Quarter at a Record Low Level Loan Balances Declined from the Previous Quarter, Led by Lower Commercial and Industrial Lending Activity Asset Quality Metrics Remained Stable from the Previous Quarter and a Year Ago Community Banks Reported a 21.2 Percent Increase in Quarterly Net Income Year-Over-Year _______________________________ “While banking industry income for the full year 2020… [...]

Texas Bankers: Guidance to Help Financial Institutions and Facilitate Recovery in Areas Affected by Severe Winter Storms

Financial Institution Letter February 22, 2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Texas Affected by Severe Winter Storms Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Texas affected by severe winter storms. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions in Texas Read the FIL . The FDIC does not send unsolicited e-mail. If this publication has reached… [...]

2020 Annual Report

Annual Report February 22, 2021 FDIC Publishes 2020 Annual Report The Federal Deposit Insurance Corporation released its 2020 Annual Report. The report opens with a message from FDIC Chairman Jelena McWilliams highlighting the Corporation’s accomplishments in 2020, including: Swift, decisive actions that helped maintain stability in financial markets during the COVID-19 pandemic, including targeted regulatory changes to facilitate lending to consumers and small businesses; Efforts to expand access to banking, particularly among minority and low- and moderate-income communities, and to support Minority Depository Institutions; Progress on the agency’s commitment to fostering a diverse workforce and inclusive work environment; Efforts to… [...]

Agencies Issue Shared National Credit Review

Joint Agency Release February 25, 2021 Board of Governors of the Federal Reserve SystemFederal Deposit Insurance CorporationOffice of the Comptroller of the Currency Agencies Issue Shared National Credit Review Credit risk for large, syndicated loans has increased over the last year, according to the 2020 Shared National Credit (SNC) Review released by federal bank regulatory agencies today. The elevated risk is largely attributed to the effects of COVID-19. While risk has increased, many agent banks have strengthened their risk management systems since the prior downturn and are better equipped to measure and mitigate risks associated with loans in the current… [...]

FDIC-Insured Institutions Reported Net Income of $59.9 Billion In Fourth Quarter 2020

Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Texas Winter Storms

Joint Agency Release February 22, 2021 Board of Governors of the Federal Reserve SystemConference of State Bank SupervisorsFederal Deposit Insurance CorporationNational Credit Union AdministrationOffice of the Comptroller of the Currency Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Texas Winter Storms The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the state regulators, collectively the agencies, recognize the serious impact of Texas Winter Storms on the customers and operations of many financial institutions… [...]

FDIC Announces Personnel Changes

Press Release February 17, 2021 FDIC Announces Personnel Changes WASHINGTON — The Federal Deposit Insurance Corporation (FDIC) today announced the appointments of Arleas Upton Kea as Deputy to the Chairman for External Affairs and Nikita Pearson as Director of the Office of Minority and Women Inclusion (OMWI). As members of Chairman Jelena McWilliams’s senior leadership team, Ms. Kea and Ms. Pearson will spearhead the agency’s efforts to expand stakeholder engagement and advance diversity, equity, and inclusion (DEI) within the FDIC and across the financial sector. “Arleas and Nikita are proven leaders who will drive positive change inside and outside… [...]

FDIC Appoints First Chief Innovation Officer

Press Release & Podcast February 16, 2021 FDIC Appoints First Chief Innovation Officer Sultan Meghji to spearhead agency’s tech lab and financial innovation efforts Today, the FDIC named Sultan Meghji as its first Chief Innovation Officer, charged with leading the agency’s drive to promote the adoption of innovative technologies across the financial services sector. Read more about how Sultan will help us to reimagine the nation’s banking system. Sultan co-founded Neocova, a financial technology firm providing secure, cloud-native, artificial intelligence-based software for community banks and credit unions. In addition, he worked on an aid mission to help implement digital… [...]

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Fintech Investors

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Default Reporting Analyst

Supervisor- Quality Monitoring

Mortgage Underwriter

Loan Officer

Senior Mortgage Underwriter

Closer

Underwriter – Mortgage

Mortgage Servicing Manager