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Rob Chrisman began his career in mortgage banking – primarily capital markets – 35 years ago in 1985 with First California Mortgage, assisting in Secondary Marketing until 1988, when he joined Tuttle & Co., a leading mortgage pipeline risk management firm. He was an account manager and partner at Tuttle & Co. until 1996, when he moved to Scotland with his family for 9 months. Read more...

Latest posts by Rob Chrisman (see all)

Zillow Porchlight
Inman
HomeOwners & Investors

8 Tips for Achieving Maximum Coziness

Gray skies don't have to mean a drab indoor life. [...]

A 3-Step Downsizing Plan

When it's time to move to a smaller home, these tips will help you save the memories while minimizing clutter in your new place. [...]

How to Carve the Best Pumpkin on the Block

To ensure your jack-o'-lantern is primed for Halloween, follow these tips. [...]

Regain Your Garage: Simple Tricks for Getting Organized

A thoughtful approach to garage storage makes the most of this valuable space and keeps every necessity at your fingertips. [...]

How to Plan an Outdoor Movie Night

See the stars in your own backyard ... on your DIY big screen, that is. [...]

Nick Bailey takes over as CEO of RE/MAX

Nick Bailey previously served as president of the company but has stepped into the chief executive role after the departure of Adam Contos. [...]

No means no: Agents need to stop being relentless with seniors

There is a line somewhere between being persistent and being creepy or even predatory, and sometimes agents cross it when on the hunt for listings. Broker Teresa Boardman explores what can be some cringy marketing practices for agents to avoid when approaching seniors. [...]

Ricoh360 Tours enhances platform with new Theta X camera

The new Theta X camera has an onboard, 2.25-inch color touch screen, the first of its kind in the Theta line. In addition to camera controls and image settings, the screen allows users to preview the scene for final capture. [...]

Guaranteed Rate to close Stearns Wholesale, lay off 348 employees

Nearly 350 employees will be laid off as Stearns' wholesale division and SoFi operational unit are shuttered. [...]

Demand for mortgage refinancing down 53% from a year ago

With rates on 30-year fixed-rate loans rising for the fifth consecutive week, it's no surprise that refi demand was down for the fourth straight week. [...]

State of the Market Mega-Thread - Q1 2022!

Observations, rants, theories, speculation on future market movement, experiences, offer heartbreak, buyer fatigue, seller drama, mortgage drama, appraisal drama, anecdotes, new construction builder shenanigans, rate predictions, frustration with seller listing price strategy, crystal balls, and so on, that you may not feel warrant their own threads, but you want to get it off your chest. Individual threads of that nature, that are repetitive (the 1000th thread consisting of "omg the market is hot!!", for example, doesn't warrant it's own thread if that's all the OP is) may be merged into here, too. The last one finished out the year, usually… [...]

Are house prices going up at an insane rate everywhere or just in some states/cities?

I keep looking at my family's home in TX and from what I can tell it's barely gone up 20-25% in 5 years or more, according to Zillow. Yet I keep reading how house values in the US are doubling every 3 months or something these days and owners are being offered way over the asking price. This is in Fort Worth. submitted by /u/cartstanza [link] [comments] [...]

Lost a bid $46k over listing...

Rant: I previously had a very good paying job, but required my wife and I to move constantly. This forced us to rent over the last 8 years. So I took an equally good paying job in the Atlanta area that has allowed us to finally settle and buy a house. This weekend we put an offer on a house $46,500 over the listing price, waived all contingencies, $11k appraisal gap, $1k “legal bribe” (what our real estate agent called it), and lost. The house ended up going for $65k over listing and they had a $20k appraisal gap. We… [...]

Neighbors entering an under contract home

I’m under contract on a new construction, I did not have the house built but I found it while it was almost completed. There is a lock box on the front door but the back door is occasionally left unlocked. While riding by it the other day, I saw that a neighbor had entered the house with her daughter and their dog. I would like to ask that the home remains locked, but I feel like I do not have the right to ask this since the home does not yet belong to me. Am I correct in this assumption?… [...]

Are sellers still helping with closing cost?

So my husband and I are debating this, our condo was put up for sale today, and he insist buyers will likely ask for help on closing costs, I say no way, sellers are not doing that in this market. For reference, we are 20 min from Washington DC, in Maryland. What do you all think? submitted by /u/carolmandm [link] [comments] [...]

MarketWatch.com - Top Stories
MarketWatch.com - Financial Services Industry News

: ServiceNow stock soars after earnings beat

ServiceNow Inc.’s results "show that ServiceNow's business model is set to flourish in any economic environment," chief executive tells MarketWatch. [...]

Earnings Results: Intel stock declines as earnings outlook misses Street view following beat on quarter

Intel Corp. shares fell in the extended session Wednesday after the chip maker's earnings forecast fell short of Wall Street expectations as profit margins slipped even as it topped forecasts for the quarter. [...]

Market Snapshot: Dow, S&P 500 end lower after Federal Reserve keeps policy steady, warns it won’t always be accommodative

U.S. stocks end mostly lower and bond yields rise Wednesday, after the Fed leaves rates near zero at its first meeting of the year, but said policy will tighten. [...]

Earnings Results: Lam Research stock plummets after supply-chain issues lead to disappointing sales and earnings forecast

Lam Research Corp. shares plunged in late trading Wednesday after the chip-equipment supplier reported worse-than-expected fiscal second-quarter revenue and third-quarter guidance, which the chief executive attributed to "supply-chain conditions." [...]

Earnings Results: Tesla reports $2 billion Q4 profit, sales up 65%, but production hemmed in by supply-chain snags

Tesla Inc. stock fell late Wednesday despite the electric-vehicle maker reporting quarterly earnings and sales above expectations. [...]

This word describes Social Security — but not everyone wants to hear it

If you’ve contributed to the program, you’re entitled to your benefit. [...]

FDIC Financial Institution Letters
FDIC Press Releases

Final Rulemaking on Simplification of Deposit Insurance Rules for Trust and Mortgage Servicing Accounts

Financial Institution Letter | January 21, 2022 Final Rulemaking on Simplification of Deposit Insurance Rules for Trust and Mortgage Servicing Accounts Summary: The Federal Deposit Insurance Corporation (FDIC) has published a final rule to amend the deposit insurance regulations for trust accounts and mortgage servicing accounts. The changes are intended to make the deposit insurance rules easier to understand for depositors and bankers, facilitate more timely insurance determinations for trust accounts in the event of a bank failure, and enhance consistency of insurance coverage for mortgage servicing account deposits. The final rule will take effect on April 1, 2024, providing depositors… [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Straight-line Winds and Tornadoes

Financial Institution Letter | January 19, 2022 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Straight-line Winds and Tornadoes Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Tennessee affected by severe storms, straight-line winds and tornadoes. A copy of the Guidance can be found on the FDIC's website Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised institutions. Distribution: FDIC-Supervised Institutions in Tennessee Read the FIL The FDIC does not… [...]

You're Invited - Advancing Diversity and Inclusion Across Financial Services

Join us on January 21, at 11 a.m. ET for a conversation about advancing diversity and inclusion across the financial services sector and the important role of minority depository institutions in creating jobs, growing small businesses and building wealth in low- and moderate-income communities. Leaders from the Federal Deposit Insurance Corporation and the National Bankers Association will discuss ongoing efforts to preserve and promote minority depository institutions and ensure access to capital and other resources that support economic development and mobility in minority communities. Register Now WHO: Jelena McWilliams, Chairman, Federal Deposit Insurance Corporation … [...]

You're Invited - Advancing Diversity and Inclusion Across Financial Services

Join us on January 21, at 11 a.m. ET for a conversation about advancing diversity and inclusion across the financial services sector and the important role of minority depository institutions in creating jobs, growing small businesses and building wealth in low- and moderate-income communities. Leaders from the Federal Deposit Insurance Corporation and the National Bankers Association will discuss ongoing efforts to preserve and promote minority depository institutions and ensure access to capital and other resources that support economic development and mobility in minority communities. Register Now Who: Jelena McWilliams, Chairman, Federal Deposit Insurance Corporation … [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Washington Affected by Flooding and Mudslides

Financial Institution Letter | January 12, 2022 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Washington Affected by Flooding and Mudslides Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Washington affected by flooding and mudslides. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised institutions. Distribution: FDIC-Supervised Institutions in Washington Read the FIL The FDIC does not send unsolicited e-mail. If this publication… [...]

FDIC Announces Retirement of Diane Ellis, Director of the Division of Insurance and Research

Press Release | January 26, 2022 FDIC Announces Retirement of Diane Ellis, Director ofthe Division of Insurance and Research WASHINGTON – Diane Ellis, Director of the Division of Insurance and Research, has announced that she will retire from the Federal Deposit Insurance Corporation (FDIC) on May 31, 2022, following a distinguished 34-year career at the agency. “I would like to thank Diane for her extraordinary service to the FDIC,” said FDIC Chairman Jelena McWilliams. “She is an exemplary public servant who made significant contributions to the FDIC’s mission at pivotal moments in our agency’s history.” Ms. Ellis… [...]

Updated to correct a hyperlink: FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities

Press Release | January 24, 2022 (Updated to correct a hyperlink) FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced a collaboration with Operation HOPE, Inc., to promote financial education using the FDIC’s Money Smart curriculum and other resources and to help educate minority- and/or women-owned businesses on how to do business with the agency. The arrangement expands upon a longstanding relationship between the FDIC and Operation HOPE to promote economic inclusion and increase consumer access to affordable credit. In 2001, recognizing the… [...]

FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities

Press Release | January 24, 2022 FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced a collaboration with Operation HOPE, Inc., to promote financial education using the FDIC’s Money Smart curriculum and other resources and to help educate minority- and/or women-owned businesses on how to do business with the agency. The arrangement expands upon a longstanding relationship between the FDIC and Operation HOPE to promote economic inclusion and increase consumer access to affordable credit. In 2001, recognizing the importance of financial education, particularly… [...]

FDIC Approves Final Rule Regarding Deposit Insurance Simplification

Press Release | January 21, 2022 FDIC Approves Final Rule RegardingDeposit Insurance Simplification WASHINGTON — The Federal Deposit Insurance Corporation (FDIC) today approved a final rule to simplify aspects of the agency’s deposit insurance coverage rules. The final rule simplifies deposit insurance coverage for deposits held in connection with revocable and irrevocable trusts by merging these two deposit insurance categories and applying a simpler, common calculation to determine coverage. Currently, the FDIC receives more inquiries related to deposit insurance coverage for trust deposits than all other types of deposits combined. The final rule will make the trust rules consistent and… [...]

You're Invited - Advancing Diversity and Inclusion Across Financial Services

Resumes

Fintech Investors

Mortgage Underwriter

Branch Manager

Regional Producing Sales Manager

Director of Wholesale Lending

Director of Capital and Secondary Markets

VP of Retail Lending

National Software Sales Representative

Head of California

VP

Encompass Analyst