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Latest posts by Higher Source Sites (see all)

Dec. 31: Rates, the Fed, world economies, affordability, and the shutdown – all tied together - December 31, 2018
Dec. 29: FEMA reverses flood ruling; cybersecurity notes; observations on general housing trends - December 29, 2018
Dec. 28: Doc automation product; FHA & VA changes around our biz; Agency deals continue to share risk - December 28, 2018

Zillow Porchlight
Inman
HomeOwners & Investors

8 Tips for Achieving Maximum Coziness

Gray skies don't have to mean a drab indoor life. [...]

A 3-Step Downsizing Plan

When it's time to move to a smaller home, these tips will help you save the memories while minimizing clutter in your new place. [...]

How to Carve the Best Pumpkin on the Block

To ensure your jack-o'-lantern is primed for Halloween, follow these tips. [...]

Regain Your Garage: Simple Tricks for Getting Organized

A thoughtful approach to garage storage makes the most of this valuable space and keeps every necessity at your fingertips. [...]

How to Plan an Outdoor Movie Night

See the stars in your own backyard ... on your DIY big screen, that is. [...]

Inside Real Estate

Powering profitable growth for over 250,000 real estate brokerages, teams and agents. Inside Real Estate provides a complete tech ecosystem that streamlines your entire business and drives more efficiency, higher productivity, lower costs and a stronger bottom line. [...]

Inman Interactive: Where housing costs are straining budgets most

In this interactive map, see the states where homeowners with a mortgage have incomes that haven't kept up with housing costs. [...]

How I won a 20-offer bidding war for my client

Broker Sarah Renard shares several steps agents can take to help their buyers bat against fierce competitors in the housing market. [...]

With foreclosures on horizon, RES.NET revamps REO portal

With a potential surge in home foreclosures on the horizon, RES.NET, a technology platform provider for loan default management, says it's revamped its real estate-owned portal to support growth and scalability. [...]

Real estate venture firm MetaProp raises $100M

MetaProp will use the new money to invest in early-stage property technology companies. The haul is also more than twice as large as MetaProp's previous fund. [...]

!~~Contingencies Mega Thread~~!

Hello! In response to the plethora of "omg should I remove such-and-such contingency or contingencies?! What does it all mean!!!!!!?" threads, I thought we could consolidate. Realtors, real estate lawyers, and experienced homebuyers/sellers, this is your time to shine. Please mention the state(s) you operate in early/prominently in your post so folks will have an idea if what you are saying is relevant to them (f. ex, I imagine some Texans will mention "options," which generally aren't relevant to folks outside of Texas in real estate contexts, so it would be useful to mention that you're a Texan when doing… [...]

State of the market megathread

Please post your rants, general queries like "what will the market do", or other miscellaneous content in this thread. Individual threads will be merged in here. submitted by /u/wamazing [link] [comments] [...]

We were the only offer on a beautiful house and I'm in shock

TLDR; We were the only offer on a beautiful house and are under contract at asking price as first time home buyers in the greater Seattle area. This cannot be real in today's market... somebody pinch me. We are house shopping in areas about 45 minutes away from Seattle as first time home buyers. Pretty much impossible in today's market but I kept looking just in case. On our first offer, we were outbit by $200k (sold for $715k). 2nd off outbit by $80k, and the 3rd offer we found a house at a lower price so we could… [...]

Finally under contract, but a better house just went up for sale

I’ve been looking for the right house in a small neighborhood (extremely low inventory) for over a year. We just got under contract last week but made serious compromises on location given the light inventory. Less than a week later, my dream house in a dream location went up for a great price. What should I do? I’d like to put in an offer but don’t want to wind up with nothing. Thanks for your advice. submitted by /u/casteart [link] [comments] [...]

Showing our house tomorrow what could go wrong?

I’ll tell you what went wrong maybe you will get a laugh. Night before our first showings when the kids are tubbing, I go to turn off the water. Handle breaks off water won’t stop gushing out. Take the handle apart shut the water off pull the valve out. Make it to the hardware store 5 minutes before it closes for a new valve. Put it in, it leaks, great. But at least it’s not gushing out anymore. Wake up early to try and fix it, I cleaned it up an put it back in. No leaks! Finally put everything… [...]

MarketWatch.com - Top Stories
MarketWatch.com - Financial Services Industry News

: Delta looks to hire more than 1,000 pilots by next summer: reports

Citing an internal memo, Reuters and Bloomberg News separately reported Delta is looking to raise its number of pilots by about 8%, anticipating a recovery in air travel over the next year as international travel restrictions ease. [...]

Market Extra: Fed needs to say ‘it will no longer buy corporate bonds’ to break ‘feedback loop,’ says this fixed-income CIO

The Federal Reserve needs to specifically say it won't buy corporate debt anymore for some bond investors to believe its backstop for the sector isn't permanent, says Brad Tank, chief investment officer of fixed income at Neuberger Berman. [...]

: 5 things NOT to buy on Amazon Prime Day

Amazon’s annual Prime Day kicks off on June 21 and ends on June 22. [...]

BookWatch: ‘We didn’t use to have children’s books that talk about difficult issues’: Author of picture book on Dr. Fauci talks about COVID’s impact on kids

Kate Messner’s biographical picture book, 'How a Boy from Brooklyn Became America’s Doctor,' will be available on June 29. [...]

The Moneyist: ‘The house is truly in deplorable condition’: My sister won’t move out of our late mother’s home. How do we salvage our inheritance?

‘When repairs are needed, which is often, she gets a church she knows to do the work as a charitable activity.’ [...]

Mutual Funds Weekly: These money and investing tips are timed for a bull market that looks short on time

These money and investing stories were popular with MarketWatch readers over the past week. [...]

FDIC Financial Institution Letters
FDIC Press Releases

Observation of New Federal Holiday, Juneteenth National Independence Day

Financial Institution Letter June 17, 2021 Observation of New Federal Holiday, Juneteenth National Independence Day Summary The President of the United States today signed legislation designating Juneteenth a federal holiday. As the official holiday falls on a Saturday this year, the federal government will observe the holiday on Friday, June 18. When determining their operating status tomorrow, FDIC-supervised institutions should comply with applicable requirements of their state chartering authority and consider the impact on customers. Statement of Applicability to Institutions Under $1 Billion in Total Assets This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. … [...]

FDITECH Launches Tech Sprint to Reach More Unbanked People

Financial Institution Letter June 16, 2021 FDITECH Launches Tech Sprint to Reach More Unbanked People Summary: The Federal Deposit Insurance Corporation today announced a ‘tech sprint’ designed to explore new technologies and techniques that would help expand the capabilities of banks to meet the needs of unbanked individuals and households. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions Read the FIL . The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. Stay… [...]

FDIC Board of Directors Meeting

Board Materials June 15, 2021 FDIC Board of Directors Meeting Today the Federal Deposit Insurance Corporation’s Board of Directors met in open session. A recording of the meeting can be viewed here. Materials and information relative to the Board actions are available here: Restoration Plan Semiannual Update Statement by Chairman McWilliams Statement by Board Member Martin J. Gruenberg Restoration Plan Final Policy Statement Regarding Minority Depository Institutions Press Release Policy Statement Financial Institution Letter Proposed Rulemaking on Real Estate Lending Standards Proposed Rule Financial Institution Letter The FDIC does not send unsolicited e-mail. If this publication has reached you… [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Severe Storms, Tornadoes, and Flooding

Financial Institution Letter June 10, 2021 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Severe Storms, Tornadoes, and Flooding Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Louisiana affected by severe storms, tornadoes, and flooding.A copy of the Guidance can be found on the FDIC's website. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions in Louisiana Read the FIL . The FDIC does not send unsolicited e-mail. If this… [...]

Summary of Deposits Survey and Filing for June 30, 2021

Financial Institution Letter June 1, 2021 Summary of Deposits Survey and Filing for June 30, 2021 Summary: The Summary of Deposits (SOD) is the annual survey of branch office deposits as of June 30 for all FDIC-insured institutions, including insured U.S. branches of foreign banks. All institutions with branch offices are required to submit the survey; institutions with only a main office are exempt. All survey responses are required by July 31, 2021. No filing extensions will be granted. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-insured institutions. Distribution: FDIC-Insured Institutions, including Insured U.S. Branches… [...]

FDITECH Launches Tech Sprint to Reach More Unbanked People

Press Release June 16, 2021 FDITECH Launches Tech Sprint to Reach More Unbanked People WASHINGTON – The Federal Deposit Insurance Corporation today announced a ‘tech sprint’ designed to explore new technologies and techniques that would help expand the capabilities of banks to meet the needs of unbanked individuals and households. The FDIC‘s tech lab, FDITECH, is launching a first-of-its-kind tech sprint by challenging participants to identify better resources and tools to help banks get unbanked households into the banking system and to keep them banked. Banks, non-profit organizations, academic institutions, private sector companies, and others are invited to participate. Read more… [...]

FDIC Board of Directors Meeting

FDIC Issues List of Banks Examined for CRA Compliance

Press Release June 3, 2021 FDIC Issues List of Banks Examined for CRA Compliance WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in March 2021. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit needs, including those of low- and moderate-income neighborhoods, consistent with safe and sound operations. As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA),… [...]

FDIC Issues CRA Examination Schedules for Third Quarter 2021 and Fourth Quarter 2021

Press Release May 28, 2021 FDIC Issues CRA Examination Schedules forThird Quarter 2021 and Fourth Quarter 2021 WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the third quarter 2021 and fourth quarter 2021. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter. The Community Reinvestment Act is a 1977 law intended to encourage insured banks and thrifts to help meet the credit needs of the communities in… [...]

FDIC Makes Public April Enforcement Actions

Press Release May 28, 2021 FDIC Makes Public April Enforcement Actions No Administrative Hearings Scheduled for June 2021 WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in April. There are no administrative hearings scheduled for June 2021. The FDIC issued five orders in April 2021. The administrative enforcement actions in those orders consisted of two Orders to Pay Civil Money Penalties, one Section 19 Application, one Order Terminating Consent Order, and one Order of Prohibition from Further Participation. To view orders, adjudicated decisions… [...]

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Encompass Administrator

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Supervisor- Quality Monitoring

Mortgage Underwriter

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