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About
Latest Posts

Rob Chrisman began his career in mortgage banking – primarily capital markets – 35 years ago in 1985 with First California Mortgage, assisting in Secondary Marketing until 1988, when he joined Tuttle & Co., a leading mortgage pipeline risk management firm. He was an account manager and partner at Tuttle & Co. until 1996, when he moved to Scotland with his family for 9 months. Read more...

Latest posts by Rob Chrisman (see all)

Zillow Porchlight
Inman
HomeOwners & Investors

8 Tips for Achieving Maximum Coziness

Gray skies don't have to mean a drab indoor life. [...]

A 3-Step Downsizing Plan

When it's time to move to a smaller home, these tips will help you save the memories while minimizing clutter in your new place. [...]

How to Carve the Best Pumpkin on the Block

To ensure your jack-o'-lantern is primed for Halloween, follow these tips. [...]

Regain Your Garage: Simple Tricks for Getting Organized

A thoughtful approach to garage storage makes the most of this valuable space and keeps every necessity at your fingertips. [...]

How to Plan an Outdoor Movie Night

How to Plan an Outdoor Movie Night

See the stars in your own backyard ... on your DIY big screen, that is. [...]

Fredrik Eklund leaving ‘Million Dollar Listing’

Fredrik Eklund leaving ‘Million Dollar Listing’

The Bravo TV star and Douglas Elliman agent says he is ready for his next chapter, with his business pulling him in exciting directions. [...]

How to build a company culture that supports agent success

How to build a company culture that supports agent success

Connect Now panelists from Century 21, The Agency and RE/MAX share how they offer technology and networks where collaboration is the norm. [...]

What do homebuyers really want now? Trustworthy real estate agents

What do homebuyers really want now? Trustworthy real estate agents

Corcoran’s Stephanie Anton, Localize CEO Omer Granot and luxury broker Ilan Bracha discussed what buyers are looking for from agents in the current housing market during Connect Now Tuesday. [...]

LLR Partners invest in Mortgage Coach and Sales Boomerang

LLR Partners invest in Mortgage Coach and Sales Boomerang

Deal expected to lead to tighter integration between platforms, and support for a wider range of financial products and lending institutions. [...]

Realogy’s Sherry Chris to brokers: Now’s the time to invest in yourself

Realogy’s Sherry Chris to brokers: Now’s the time to invest in yourself

Sherry Chris shared how brokerages can diversify revenue streams and navigate agent preferences in an increasingly virtual world during an Inman Connect Now session Tuesday. [...]

State of the Market Mega-Thread - Q1 2022!

Observations, rants, theories, speculation on future market movement, experiences, offer heartbreak, buyer fatigue, seller drama, mortgage drama, appraisal drama, anecdotes, new construction builder shenanigans, rate predictions, frustration with seller listing price strategy, crystal balls, and so on, that you may not feel warrant their own threads, but you want to get it off your chest. Individual threads of that nature, that are repetitive (the 1000th thread consisting of "omg the market is hot!!", for example, doesn't warrant it's own thread if that's all the OP is) may be merged into here, too. The last one finished out the year, usually… [...]

One of our rejected buyers messaged my husband

We got 9 offers on our house. We accepted the cash offer with no contingencies. We’re under contract. Husband gets a message on social media from one of the rejectees saying how our house was his dream home, that the cash offer sounds like cartel money. He said to think about him and maybe he can throw in an extra 20k in cash if we go with his offer. Real estate agent said to ignore him. Idk I’m freaked out. Is this normal? Edit: do the rejected buyers get told the offer that beat them out? How did he know… [...]

Fed is looking to raise interest rates again in March

I was going to list my house in Tampa Bay on March 5, but news reports today say the Fed will probably bump interest rates in March. No idea what date. Curious if this will lessen or increase the pool of buyers? Will most people looking now or late Feb have rates/approval locked in? Most big banks think there will be more hikes later in the year as well, so maybe folks will be more eager to buy? Bottom line is I'm wondering if it would be smart to list at the end of Feb, or wait and possibly see… [...]

Why does my down payment matter to the seller?

We have a mortgage already, not a pre approval, but an actual underwritten loan. We just lost a house and the sellers agent said it was because other offers had more money down. I’d understand if we had a finance contingency they might think it would fall through, but do we need to put more money down if there’s no finance contingency? We could put more down but have chosen to preserve our cash as putting more down does very little to our monthly payment. Did we just hit an uninformed agent or should be increase our money down to… [...]

Showing a house with a room closed off

I am looking to list my house this year. 1950’s construction in a desirable NJ shore town. House needs major renovations, and I’m looking to unload it and downsize. It was inherited and it’s too large for two people. Anyway, I have a very unique situation. I have a very extensive collection of antique firearms in a locked “home office”. It’s not practical to “hide” the contents, and I would rather not advertise what is stored in that room for obvious reasons. Can I leave a room closed off/locked and only show contingent on offer? Any suggestions? I can’t leave… [...]

MarketWatch.com - Top Stories
MarketWatch.com - Financial Services Industry News

The Moneyist: ‘My company may IPO and make me a millionaire’: My boyfriend and I have a cohabitation agreement. If we split, would he have a right to my money?

The Moneyist: ‘My company may IPO and make me a millionaire’: My boyfriend and I have a cohabitation agreement. If we split, would he have a right to my money?

'He is listed as a beneficiary on a couple of my financial accounts, and vice versa.' [...]

Living With Climate Change: Climate change fueled 3rd costliest losses ever in 2021 — less than half of that property was insured

Living With Climate Change: Climate change fueled 3rd costliest losses ever in 2021 — less than half of that property was insured

The world racked up $329 billion in economic losses linked to severe weather last year, and only 38% of that bill was covered by insurance, Aon says. [...]

MarketWatch First Take: Microsoft stock’s post-earnings roller-coaster ride won’t be the last

MarketWatch First Take: Microsoft stock’s post-earnings roller-coaster ride won’t be the last

Microsoft Corp.'s roller-coaster ride on Tuesday is a good example of what tech investors are likely to experience during this volatile earnings season. [...]

: ‘Waiting for the perfect moment may not be the best strategy’: 3 things Americans can do right now as stock markets plunge

: ‘Waiting for the perfect moment may not be the best strategy’: 3 things Americans can do right now as stock markets plunge

Financial experts share their top tips for investors amid the latest market downturn. [...]

The Big Move: I’m selling a home with a vacant lot, but my buyer can’t get a loan to cover everything. Should I let him pay me in installments?

The Big Move: I’m selling a home with a vacant lot, but my buyer can’t get a loan to cover everything. Should I let him pay me in installments?

‘Is there a way to do this legally that will not cause me to pay additional income tax or cause the bank to red flag me to the IRS?’ [...]

This word describes Social Security — but not everyone wants to hear it

This word describes Social Security — but not everyone wants to hear it

If you’ve contributed to the program, you’re entitled to your benefit. [...]

FDIC Financial Institution Letters
FDIC Press Releases

Final Rulemaking on Simplification of Deposit Insurance Rules for Trust and Mortgage Servicing Accounts

Final Rulemaking on Simplification of Deposit Insurance Rules for Trust and Mortgage Servicing Accounts

Financial Institution Letter | January 21, 2022 Final Rulemaking on Simplification of Deposit Insurance Rules for Trust and Mortgage Servicing Accounts Summary: The Federal Deposit Insurance Corporation (FDIC) has published a final rule to amend the deposit insurance regulations for trust accounts and mortgage servicing accounts. The changes are intended to make the deposit insurance rules easier to understand for depositors and bankers, facilitate more timely insurance determinations for trust accounts in the event of a bank failure, and enhance consistency of insurance coverage for mortgage servicing account deposits. The final rule will take effect on April 1, 2024, providing depositors… [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Straight-line Winds and Tornadoes

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Straight-line Winds and Tornadoes

Financial Institution Letter | January 19, 2022 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Straight-line Winds and Tornadoes Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Tennessee affected by severe storms, straight-line winds and tornadoes. A copy of the Guidance can be found on the FDIC's website Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised institutions. Distribution: FDIC-Supervised Institutions in Tennessee Read the FIL The FDIC does not… [...]

You're Invited - Advancing Diversity and Inclusion Across Financial Services

You're Invited - Advancing Diversity and Inclusion Across Financial Services

Join us on January 21, at 11 a.m. ET for a conversation about advancing diversity and inclusion across the financial services sector and the important role of minority depository institutions in creating jobs, growing small businesses and building wealth in low- and moderate-income communities. Leaders from the Federal Deposit Insurance Corporation and the National Bankers Association will discuss ongoing efforts to preserve and promote minority depository institutions and ensure access to capital and other resources that support economic development and mobility in minority communities. Register Now WHO: Jelena McWilliams, Chairman, Federal Deposit Insurance Corporation … [...]

You're Invited - Advancing Diversity and Inclusion Across Financial Services

You're Invited - Advancing Diversity and Inclusion Across Financial Services

Join us on January 21, at 11 a.m. ET for a conversation about advancing diversity and inclusion across the financial services sector and the important role of minority depository institutions in creating jobs, growing small businesses and building wealth in low- and moderate-income communities. Leaders from the Federal Deposit Insurance Corporation and the National Bankers Association will discuss ongoing efforts to preserve and promote minority depository institutions and ensure access to capital and other resources that support economic development and mobility in minority communities. Register Now Who: Jelena McWilliams, Chairman, Federal Deposit Insurance Corporation … [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Washington Affected by Flooding and Mudslides

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Washington Affected by Flooding and Mudslides

Financial Institution Letter | January 12, 2022 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Washington Affected by Flooding and Mudslides Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Washington affected by flooding and mudslides. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised institutions. Distribution: FDIC-Supervised Institutions in Washington Read the FIL The FDIC does not send unsolicited e-mail. If this publication… [...]

Updated to correct a hyperlink: FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities

Updated to correct a hyperlink: FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities

Press Release | January 24, 2022 (Updated to correct a hyperlink) FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced a collaboration with Operation HOPE, Inc., to promote financial education using the FDIC’s Money Smart curriculum and other resources and to help educate minority- and/or women-owned businesses on how to do business with the agency. The arrangement expands upon a longstanding relationship between the FDIC and Operation HOPE to promote economic inclusion and increase consumer access to affordable credit. In 2001, recognizing the… [...]

FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities

FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities

Press Release | January 24, 2022 FDIC Announces Collaboration with Operation HOPE, Inc. to Expand Financial Education and Minority/Women-Owned Business Opportunities WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced a collaboration with Operation HOPE, Inc., to promote financial education using the FDIC’s Money Smart curriculum and other resources and to help educate minority- and/or women-owned businesses on how to do business with the agency. The arrangement expands upon a longstanding relationship between the FDIC and Operation HOPE to promote economic inclusion and increase consumer access to affordable credit. In 2001, recognizing the importance of financial education, particularly… [...]

FDIC Approves Final Rule Regarding Deposit Insurance Simplification

FDIC Approves Final Rule Regarding Deposit Insurance Simplification

Press Release | January 21, 2022 FDIC Approves Final Rule RegardingDeposit Insurance Simplification WASHINGTON — The Federal Deposit Insurance Corporation (FDIC) today approved a final rule to simplify aspects of the agency’s deposit insurance coverage rules. The final rule simplifies deposit insurance coverage for deposits held in connection with revocable and irrevocable trusts by merging these two deposit insurance categories and applying a simpler, common calculation to determine coverage. Currently, the FDIC receives more inquiries related to deposit insurance coverage for trust deposits than all other types of deposits combined. The final rule will make the trust rules consistent and… [...]

You're Invited - Advancing Diversity and Inclusion Across Financial Services

You're Invited - Advancing Diversity and Inclusion Across Financial Services

Join us on January 21, at 11 a.m. ET for a conversation about advancing diversity and inclusion across the financial services sector and the important role of minority depository institutions in creating jobs, growing small businesses and building wealth in low- and moderate-income communities. Leaders from the Federal Deposit Insurance Corporation and the National Bankers Association will discuss ongoing efforts to preserve and promote minority depository institutions and ensure access to capital and other resources that support economic development and mobility in minority communities. Register Now WHO: Jelena McWilliams, Chairman, Federal Deposit Insurance Corporation … [...]

You're Invited - Advancing Diversity and Inclusion Across Financial Services

You're Invited - Advancing Diversity and Inclusion Across Financial Services

Join us on January 21, at 11 a.m. ET for a conversation about advancing diversity and inclusion across the financial services sector and the important role of minority depository institutions in creating jobs, growing small businesses and building wealth in low- and moderate-income communities. Leaders from the Federal Deposit Insurance Corporation and the National Bankers Association will discuss ongoing efforts to preserve and promote minority depository institutions and ensure access to capital and other resources that support economic development and mobility in minority communities. Register Now Who: Jelena McWilliams, Chairman, Federal Deposit Insurance Corporation … [...]