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Latest Posts

Higher Source Sites

Latest posts by Higher Source Sites (see all)

Dec. 31: Rates, the Fed, world economies, affordability, and the shutdown – all tied together - December 31, 2018
Dec. 29: FEMA reverses flood ruling; cybersecurity notes; observations on general housing trends - December 29, 2018
Dec. 28: Doc automation product; FHA & VA changes around our biz; Agency deals continue to share risk - December 28, 2018

Zillow Porchlight
Inman
HomeOwners & Investors

8 Tips for Achieving Maximum Coziness

Gray skies don't have to mean a drab indoor life. [...]

A 3-Step Downsizing Plan

When it's time to move to a smaller home, these tips will help you save the memories while minimizing clutter in your new place. [...]

How to Carve the Best Pumpkin on the Block

To ensure your jack-o'-lantern is primed for Halloween, follow these tips. [...]

Regain Your Garage: Simple Tricks for Getting Organized

A thoughtful approach to garage storage makes the most of this valuable space and keeps every necessity at your fingertips. [...]

How to Plan an Outdoor Movie Night

How to Plan an Outdoor Movie Night

See the stars in your own backyard ... on your DIY big screen, that is. [...]

U.S. existing home prices hit another record high in May: NAR

U.S. existing home prices hit another record high in May: NAR

Median existing-home price across all housing types hit a record high of $350,300 in May, up 23.6 percent from the year before. Home prices rose across all U.S. regions as the new high marked 111 consecutive months of annual price gains since March 2012. Existing-home sales dropped slightly for the fourth consecutive month in May, […] [...]

‘Open House’ host Sara Gore joins SERHANT

‘Open House’ host Sara Gore joins SERHANT

Sara Gore will continue hosting NBC's "Open House" and "New York Live" while working as an agent for the company's Signature Division. [...]

Corcoran’s newest affiliate brings the brand to North Carolina

The newest launch, Corcoran HM Properties, is the brand’s twelfth affiliate and serves the Charlotte region. [...]

Real estate investor scoops up land in virtual world for nearly $1M

Real estate investor scoops up land in virtual world for nearly $1M

Republic Realm bought 259 units of land in Decentraland, a crypto-based virtual world. At the time it was purchased, it was worth $913,228. [...]

Pulse: Readers share the MVPs on their teams

Pulse: Readers share the MVPs on their teams

Who are the key players who help run your business like a well-oiled machine? This week, our readers weigh in, sharing the people who truly make a difference in their day-to-day operations. [...]

!~~Contingencies Mega Thread~~!

Hello! In response to the plethora of "omg should I remove such-and-such contingency or contingencies?! What does it all mean!!!!!!?" threads, I thought we could consolidate. Realtors, real estate lawyers, and experienced homebuyers/sellers, this is your time to shine. Please mention the state(s) you operate in early/prominently in your post so folks will have an idea if what you are saying is relevant to them (f. ex, I imagine some Texans will mention "options," which generally aren't relevant to folks outside of Texas in real estate contexts, so it would be useful to mention that you're a Texan when doing… [...]

State of the market megathread

Please post your rants, general queries like "what will the market do", or other miscellaneous content in this thread. Individual threads will be merged in here. submitted by /u/wamazing [link] [comments] [...]

We were the only offer on a beautiful house and I'm in shock

TLDR; We were the only offer on a beautiful house and are under contract at asking price as first time home buyers in the greater Seattle area. This cannot be real in today's market... somebody pinch me. We are house shopping in areas about 45 minutes away from Seattle as first time home buyers. Pretty much impossible in today's market but I kept looking just in case. On our first offer, we were outbit by $200k (sold for $715k). 2nd off outbit by $80k, and the 3rd offer we found a house at a lower price so we could… [...]

MORE issues with buyers

I posted a few weeks ago about our buyers having unreasonable repair requests here Now we made an agreement on repairs and already had work done and have some scheduled this week. We haven’t heard anything about how their end is going with the loan approval and what not. My realtor sends me a message this morning that said their loan is in underwriting but they’re getting a gift for the down payment but the gifter isn’t getting their paperwork in to the title company because she doesn’t want them to buy our house. We had no issues with the… [...]

Is this a red flag?

We went to see a home this past weekend that had an open house listed for 10-1130am. When we arrived at 9:55, the sellers were still there. Not only were they still there, the man was in the driveway putting air in his tires, doing a bunch of stuff to his truck. There were dogs barking. There was a lady moving stuff in and out of the garage. The sellers realtor came out at 10 and said they needed a few more minutes. Then at 10:15 same thing. Finally at 10:30 she says come in but don't go outside because… [...]

MarketWatch.com - Top Stories
MarketWatch.com - Financial Services Industry News

IPO Report: U.S. IPO market braces for 17 deals this week, and at least two of them are worth more than $1 billion

IPO Report: U.S. IPO market braces for 17 deals this week, and at least two of them are worth more than $1 billion

The U.S. initial public offering is gearing up for another busy week with 17 deals on tap and at least two expected to raise more than $1 billion. [...]

Market Snapshot: U.S. stocks attempt to build on bounce, with all eyes on Fed’s Powell

Market Snapshot: U.S. stocks attempt to build on bounce, with all eyes on Fed’s Powell

U.S. stocks trade moderately higher Tuesday, attempting to build on a sharp rebound in the previous session as investors await congressional testimony by Federal Reserve Chairman Jerome Powell. [...]

Deep Dive: Amazon is the world’s most valuable brand, but Alibaba and Facebook have better financials

A quick look at the world's most valuable brands may surprise you — including numbers for Apple and McDonald's. [...]

: This fintech has big plans for the U.S. with a focus on helping expats send money to family back home

: This fintech has big plans for the U.S. with a focus on helping expats send money to family back home

U.K.-based financial-technology company Revolut Ltd. sees big opportunities to further expand its business internationally as more people seek digital options to manage their money. [...]

Mark Hulbert: Gold is ready to rally and the Fed and interest rates have nothing to do with it

Mark Hulbert: Gold is ready to rally and the Fed and interest rates have nothing to do with it

Gold market-timers are bearish and that's a contrarian sign. [...]

Mutual Funds Weekly: These money and investing tips are timed for a bull market that looks short on time

Mutual Funds Weekly: These money and investing tips are timed for a bull market that looks short on time

These money and investing stories were popular with MarketWatch readers over the past week. [...]

FDIC Financial Institution Letters
FDIC Press Releases

Observation of New Federal Holiday, Juneteenth National Independence Day

Observation of New Federal Holiday, Juneteenth National Independence Day

Financial Institution Letter June 17, 2021 Observation of New Federal Holiday, Juneteenth National Independence Day Summary The President of the United States today signed legislation designating Juneteenth a federal holiday. As the official holiday falls on a Saturday this year, the federal government will observe the holiday on Friday, June 18. When determining their operating status tomorrow, FDIC-supervised institutions should comply with applicable requirements of their state chartering authority and consider the impact on customers. Statement of Applicability to Institutions Under $1 Billion in Total Assets This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. … [...]

FDITECH Launches Tech Sprint to Reach More Unbanked People

FDITECH Launches Tech Sprint to Reach More Unbanked People

Financial Institution Letter June 16, 2021 FDITECH Launches Tech Sprint to Reach More Unbanked People Summary: The Federal Deposit Insurance Corporation today announced a ‘tech sprint’ designed to explore new technologies and techniques that would help expand the capabilities of banks to meet the needs of unbanked individuals and households. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions Read the FIL . The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. Stay… [...]

FDIC Board of Directors Meeting

FDIC Board of Directors Meeting

Board Materials June 15, 2021 FDIC Board of Directors Meeting Today the Federal Deposit Insurance Corporation’s Board of Directors met in open session. A recording of the meeting can be viewed here. Materials and information relative to the Board actions are available here: Restoration Plan Semiannual Update Statement by Chairman McWilliams Statement by Board Member Martin J. Gruenberg Restoration Plan Final Policy Statement Regarding Minority Depository Institutions Press Release Policy Statement Financial Institution Letter Proposed Rulemaking on Real Estate Lending Standards Proposed Rule Financial Institution Letter The FDIC does not send unsolicited e-mail. If this publication has reached you… [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Severe Storms, Tornadoes, and Flooding

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Severe Storms, Tornadoes, and Flooding

Financial Institution Letter June 10, 2021 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Severe Storms, Tornadoes, and Flooding Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Louisiana affected by severe storms, tornadoes, and flooding.A copy of the Guidance can be found on the FDIC's website. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions in Louisiana Read the FIL . The FDIC does not send unsolicited e-mail. If this… [...]

Summary of Deposits Survey and Filing for June 30, 2021

Summary of Deposits Survey and Filing for June 30, 2021

Financial Institution Letter June 1, 2021 Summary of Deposits Survey and Filing for June 30, 2021 Summary: The Summary of Deposits (SOD) is the annual survey of branch office deposits as of June 30 for all FDIC-insured institutions, including insured U.S. branches of foreign banks. All institutions with branch offices are required to submit the survey; institutions with only a main office are exempt. All survey responses are required by July 31, 2021. No filing extensions will be granted. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-insured institutions. Distribution: FDIC-Insured Institutions, including Insured U.S. Branches… [...]

FDITECH Launches Tech Sprint to Reach More Unbanked People

FDITECH Launches Tech Sprint to Reach More Unbanked People

Press Release June 16, 2021 FDITECH Launches Tech Sprint to Reach More Unbanked People WASHINGTON – The Federal Deposit Insurance Corporation today announced a ‘tech sprint’ designed to explore new technologies and techniques that would help expand the capabilities of banks to meet the needs of unbanked individuals and households. The FDIC‘s tech lab, FDITECH, is launching a first-of-its-kind tech sprint by challenging participants to identify better resources and tools to help banks get unbanked households into the banking system and to keep them banked. Banks, non-profit organizations, academic institutions, private sector companies, and others are invited to participate. Read more… [...]

FDIC Board of Directors Meeting

FDIC Board of Directors Meeting

Board Materials June 15, 2021 FDIC Board of Directors Meeting Today the Federal Deposit Insurance Corporation’s Board of Directors met in open session. A recording of the meeting can be viewed here. Materials and information relative to the Board actions are available here: Restoration Plan Semiannual Update Statement by Chairman McWilliams Statement by Board Member Martin J. Gruenberg Restoration Plan Final Policy Statement Regarding Minority Depository Institutions Press Release Policy Statement Financial Institution Letter Proposed Rulemaking on Real Estate Lending Standards Proposed Rule Financial Institution Letter The FDIC does not send unsolicited e-mail. If this publication has reached you… [...]

FDIC Issues List of Banks Examined for CRA Compliance

FDIC Issues List of Banks Examined for CRA Compliance

Press Release June 3, 2021 FDIC Issues List of Banks Examined for CRA Compliance WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in March 2021. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit needs, including those of low- and moderate-income neighborhoods, consistent with safe and sound operations. As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA),… [...]

FDIC Issues CRA Examination Schedules for Third Quarter 2021 and Fourth Quarter 2021

FDIC Issues CRA Examination Schedules for Third Quarter 2021 and Fourth Quarter 2021

Press Release May 28, 2021 FDIC Issues CRA Examination Schedules forThird Quarter 2021 and Fourth Quarter 2021 WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the third quarter 2021 and fourth quarter 2021. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter. The Community Reinvestment Act is a 1977 law intended to encourage insured banks and thrifts to help meet the credit needs of the communities in… [...]

FDIC Makes Public April Enforcement Actions

FDIC Makes Public April Enforcement Actions

Press Release May 28, 2021 FDIC Makes Public April Enforcement Actions No Administrative Hearings Scheduled for June 2021 WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in April. There are no administrative hearings scheduled for June 2021. The FDIC issued five orders in April 2021. The administrative enforcement actions in those orders consisted of two Orders to Pay Civil Money Penalties, one Section 19 Application, one Order Terminating Consent Order, and one Order of Prohibition from Further Participation. To view orders, adjudicated decisions… [...]