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Latest Posts

Higher Source Sites

Latest posts by Higher Source Sites (see all)

Dec. 31: Rates, the Fed, world economies, affordability, and the shutdown – all tied together - December 31, 2018
Dec. 29: FEMA reverses flood ruling; cybersecurity notes; observations on general housing trends - December 29, 2018
Dec. 28: Doc automation product; FHA & VA changes around our biz; Agency deals continue to share risk - December 28, 2018

Zillow Porchlight
Inman
HomeOwners & Investors

8 Tips for Achieving Maximum Coziness

Gray skies don't have to mean a drab indoor life. [...]

A 3-Step Downsizing Plan

When it's time to move to a smaller home, these tips will help you save the memories while minimizing clutter in your new place. [...]

How to Carve the Best Pumpkin on the Block

To ensure your jack-o'-lantern is primed for Halloween, follow these tips. [...]

Regain Your Garage: Simple Tricks for Getting Organized

A thoughtful approach to garage storage makes the most of this valuable space and keeps every necessity at your fingertips. [...]

How to Plan an Outdoor Movie Night

How to Plan an Outdoor Movie Night

See the stars in your own backyard ... on your DIY big screen, that is. [...]

Black Knight acquires analytics firm eMBS Inc.

Black Knight acquires analytics firm eMBS Inc.

Real estate data provider Black Knight has acquired eMBS Inc., a Tampa-based company that tracks the performance of nearly $7.5 trillion in mortgage-backed securities backed by Fannie Mae, Freddie Mac and Ginnie Mae. [...]

Ariana Grande married her real estate agent boyfriend

Ariana Grande married her real estate agent boyfriend

The pop star and Dalton Gomez, a Compass agent who has been dating her publicly since last spring, tied the knot this weekend at their Montecito home. [...]

EXp Realty launches brokerage operations in Spain

EXp Realty launches brokerage operations in Spain

EXp Realty's international arm, eXp Global, has launched brokerage operations in Spain. This is the sixth new international market added this year. [...]

Share of mortgages in forbearance continues to dwindle

Share of mortgages in forbearance continues to dwindle

About 2.1 million homeowners remain in forbearance, and close to half of those borrowers haven't made a payment in more than a year. [...]

2 more indicted in kidnapping and murder of Minnesota agent

2 more indicted in kidnapping and murder of Minnesota agent

Two more people have been indicted in the 2020 murder of Minnesota real estate agent Monique Baugh, who was lured into a fake home showing and then shot to death last January. [...]

!~~Contingencies Mega Thread~~!

Hello! In response to the plethora of "omg should I remove such-and-such contingency or contingencies?! What does it all mean!!!!!!?" threads, I thought we could consolidate. Realtors, real estate lawyers, and experienced homebuyers/sellers, this is your time to shine. Please mention the state(s) you operate in early/prominently in your post so folks will have an idea if what you are saying is relevant to them (f. ex, I imagine some Texans will mention "options," which generally aren't relevant to folks outside of Texas in real estate contexts, so it would be useful to mention that you're a Texan when doing… [...]

State of the market megathread

Please post your rants, general queries like "what will the market do", or other miscellaneous content in this thread. Individual threads will be merged in here. submitted by /u/wamazing [link] [comments] [...]

“I’d sell; but I have nowhere to go.”

What do you all think about this? So many people I know want to sell but can’t. It makes me crazy that the inventory IS THERE just waiting, wanting to become available, but can’t right now. submitted by /u/metsmetsmets3187 [link] [comments] [...]

Zillow Offers, unbelievable offer. Already inspected property

So I’ve read some posts here about how Zillow makes an unbelievably good offer, then asks for a ton of repairs and then still charges a 6% commission. I want to list my ongoing experience and see if anyone has anything I should be in the lookout for. For background I purchased my Arizona home 2 years ago for 300k, I’ve probably put about 10k of repairs in. With the market as hot as it is I was hoping for around 425k. We met with a realtor who said the market analysis was pointing to 440k but she’d like to… [...]

Day 242. Another offer rejected.

I'm so tired. submitted by /u/hitzchicky [link] [comments] [...]

MarketWatch.com - Top Stories
MarketWatch.com - Financial Services Industry News

Market Extra: It’s a ‘race to the bottom’ as states end unemployment benefits too soon, critics say

Market Extra: It’s a ‘race to the bottom’ as states end unemployment benefits too soon, critics say

More than a dozen states are taking steps to curtail jobless benefits, a move that some analysts say risks deepening poverty and inequality, and puts those states in a worse position for future downturns. [...]

Outside the Box: I was offered a buyout at work. Should I take it?

Outside the Box: I was offered a buyout at work. Should I take it?

The decision is both financial and emotional [...]

Cryptos: Crypto platform Coinbase rolls out convertible debt deal, stock skids below $250 reference price

Cryptos: Crypto platform Coinbase rolls out convertible debt deal, stock skids below $250 reference price

Coinbase Global on Monday said it plans to sell $1.25 billion of convertible debt. Its stock closed below its $250 reference price for the first time since the crypto platform listed on the Nasdaq exchange in mid-April. [...]

: Amazon reportedly in talks to buy MGM, the movie studio behind James Bond

: Amazon reportedly in talks to buy MGM, the movie studio behind James Bond

Amazon.com Inc. is in discussions to buy MGM Holdings Inc, the studio behind the James Bond franchise, according to a report Monday by The Information. [...]

Capitol Report: Biden earned $607,336 last year, tax returns show

Capitol Report: Biden earned $607,336 last year, tax returns show

President Joe Biden and his wife, Jill Biden, had an adjusted gross income of $607,336 in 2020, and an effective tax rate of 25.9%, according to returns released by the White House on Monday. [...]

The Moneyist: My boyfriend inherited a home and $700K. He pays me $500 monthly rent. Should I ask him for $86K to pay off my condo?

The Moneyist: My boyfriend inherited a home and $700K. He pays me $500 monthly rent. Should I ask him for $86K to pay off my condo?

‘I am 65 and get a monthly pension of $800 and receive $1,800 Social Security every month. I have no savings, and own two properties.’ [...]

Infectious Diseases Society of America: ‘CDC recommendations should not send the message that the pandemic is over’

Infectious Diseases Society of America: ‘CDC recommendations should not send the message that the pandemic is over’

‘Less than half of the U.S. population is fully immunized. Increased vaccinations will be necessary to control and finally end the pandemic.’ [...]

The Moneyist: I’m worth $3 million, and separating from my much wealthier partner of 33 years. What kind of financial settlement can I expect?

The Moneyist: I’m worth $3 million, and separating from my much wealthier partner of 33 years. What kind of financial settlement can I expect?

‘When same-sex marriage became a possibility in New York, he declined to consider it because he did not want to take on any possible financial obligations that a future divorce might entail.’ [...]

Americans are finally getting ready to splurge — here’s what they’re buying

Americans are finally getting ready to splurge — here’s what they’re buying

Exhaling after more than a year of pandemic-related restrictions, consumer confidence is on the rise. [...]

The Moneyist: I have crypto FOMO! ‘I’m too old to sit and hope I can make up for the lost time by safely investing my little bit of money’

The Moneyist: I have crypto FOMO! ‘I’m too old to sit and hope I can make up for the lost time by safely investing my little bit of money’

‘I have a $3,000-a-month pension. I am living with my ill father, and I am currently not working and looking for a job. I am going to college using the GI Bill. I am almost 50, and have no 401(k).’ [...]

FDIC Financial Institution Letters
FDIC Press Releases

Request for Information on Digital Assets

Request for Information on Digital Assets

Financial Institution Letter May 17, 2021 Request for Information on Digital Assets Summary: The Federal Deposit Insurance Corporation issued a Request for Information (RFI) seeking information and comments regarding insured depository institutions’ (IDIs’) current and potential digital assets activities. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions Read the FIL . The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. Stay Connected [...]

Extension of Comment Period for Request for Information on Artificial Intelligence and Machine Learning

Extension of Comment Period for Request for Information on Artificial Intelligence and Machine Learning

Financial Institution Letter May 17, 2021 Extension of Comment Period for Request for Information onArtificial Intelligence and Machine Learning Summary: The Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Consumer Financial Protection Bureau, and the National Credit Union Administration (the agencies) are extending the comment period for the Request for Information (RFI) on the use of artificial intelligence (AI), including machine learning (ML), by financial institutions until July 1, 2021. The RFI was published in the Federal Register on March 31, 2021, with comments due by… [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Tornadoes, and Flooding

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Tornadoes, and Flooding

Financial Institution Letter May 14, 2021 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Tornadoes, and Flooding Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Tennessee affected by severe storms, tornadoes, and flooding. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions Distribution: FDIC-Supervised Institutions in Tennessee Read the FIL . The FDIC does not send… [...]

FDIC’s Office of the Ombudsman Publishes Report on 2019 & 2020 Activities

FDIC’s Office of the Ombudsman Publishes Report on 2019 & 2020 Activities

Press Release May 5, 2021 FDIC's Office of the Ombudsman Publishes Report on2019 & 2020 Activities WASHINGTON - The Federal Deposit Insurance Corporation's (FDIC) Office of the Ombudsman today published a report detailing its activities, as well as assistance provided on behalf of the banking industry, for calendar years 2019 and 2020. The FDIC Office of the Ombudsman is an independent, neutral, and confidential liaison between the agency and its stakeholders, providing information and assistance to anyone affected by the FDIC in its regulatory, resolution, receivership, or asset disposition activities. “I am pleased to release our latest report, delineating… [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Severe Storms, Straight-line Winds, and Tornadoes

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Severe Storms, Straight-line Winds, and Tornadoes

Financial Institution Letter April 30, 2021 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Severe Storms, Straight-line Winds, and Tornadoes Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Alabama affected by severe storms, straight-line winds, and tornadoes. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions Distribution: FDIC-Supervised Institutions in Alabama Read the FIL . The FDIC does… [...]

Updated: FDIC Issues Request for Information on Digital Assets

Updated: FDIC Issues Request for Information on Digital Assets

Press Release May 17, 2021 Updated to reflect the close of the comment period on July 16, 2021 FDIC Issues Request for Information on Digital Assets WASHINGTON — The Federal Deposit Insurance Corporation (FDIC) today announced that it is gathering information and soliciting comments from interested parties about insured depository institutions’ current and potential digital asset activities. The FDIC recognizes that there are novel and unique considerations related to digital assets. Given that banks are increasingly exploring the emerging digital asset ecosystem, the FDIC is issuing this request for information (RFI) to help inform its understanding of the industry’s… [...]

FDIC Issues Request for Information on Digital Assets

FDIC Issues Request for Information on Digital Assets

Press Release May 17, 2021 FDIC Issues Request for Information on Digital Assets WASHINGTON — The Federal Deposit Insurance Corporation (FDIC) today announced that it is gathering information and soliciting comments from interested parties about insured depository institutions’ current and potential digital asset activities. The FDIC recognizes that there are novel and unique considerations related to digital assets. Given that banks are increasingly exploring the emerging digital asset ecosystem, the FDIC is issuing this request for information (RFI) to help inform its understanding of the industry’s and consumers’ interests in this area. “At the FDIC, we are laying the foundation… [...]

Agencies Extend Comment Period on Request for Information on Artificial Intelligence

Agencies Extend Comment Period on Request for Information on Artificial Intelligence

Joint Agency Release May 17, 2021 Board of Governors of the Federal Reserve SystemConsumer Financial Protection BureauFederal Deposit Insurance CorporationNational Credit Union AssociationOffice of the Comptroller of the Currency Agencies Extend Comment Period on Request for Information on Artificial Intelligence Five federal financial regulatory agencies announced today they will extend the comment period on the request for information on financial institutions’ use of artificial intelligence (AI) until July 1, 2021. The agencies are seeking information from the public on how financial institutions use AI in their activities, including fraud prevention, personalization of customer services, credit underwriting, and other operations.… [...]

FDIC Publishes 2021 Risk Review

FDIC Publishes 2021 Risk Review

Press Release May 11, 2021 FDIC Publishes 2021 Risk Review Report highlights emerging risks in banking system WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today published its 2021 Risk Review, a comprehensive summary of emerging risks in the U.S. banking system. The FDIC began reporting key banking sector risks in its Risk Review publication in 2019, and this year’s report expands coverage of key risks during a time of heightened uncertainty. “The U.S. economy and banking system showed remarkable resilience last year following the deepest recession in modern history,” said FDIC Chairman Jelena McWilliams. “Our analysis examines how… [...]

FDiTech Announces New Deputy Director of Office of Innovation

FDiTech Announces New Deputy Director of Office of Innovation

Press Release May 10, 2021 FDiTech Announces New Deputy Director of Office of Innovation WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced the appointment of Zunera Mazhar as Deputy Director of the agency’s Office of Innovation. Ms. Mazhar will guide the agency’s work to promote the adoption of innovative technologies within the FDIC and across the financial services sector. “I am extremely excited that Zunera will be joining our team,“ said FDIC Chief Innovation Officer Sultan Meghji. “She is a proven leader and offers a wealth of management, communications, technology and transformation experience to help build the banking… [...]