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About
Latest Posts

Higher Source Sites

Latest posts by Higher Source Sites (see all)

Dec. 31: Rates, the Fed, world economies, affordability, and the shutdown – all tied together - December 31, 2018
Dec. 29: FEMA reverses flood ruling; cybersecurity notes; observations on general housing trends - December 29, 2018
Dec. 28: Doc automation product; FHA & VA changes around our biz; Agency deals continue to share risk - December 28, 2018

Zillow Porchlight
Inman
HomeOwners & Investors

Regain Your Garage: Simple Tricks for Getting Organized

A thoughtful approach to garage storage makes the most of this valuable space and keeps every necessity at your fingertips. [...]

How to Plan an Outdoor Movie Night

See the stars in your own backyard ... on your DIY big screen, that is. [...]

Prepare for the Ultimate Staycation

Rule #1 of the best week off at home: Plan ahead. [...]

How to Create Your Ultimate Outdoor Kitchen

Create a beautiful outdoor cooking space for relaxing and entertaining all summer long. [...]

How to Plan the Perfect Patio

Starting to daydream about dining under the stars? Make that dream a beautiful patio reality. [...]

Corcoran follows the suburban boom into Westchester County

The brand is setting up shop in the suburbs north of New York City — just as President Trump seeks to characterize it as "ground zero" for crime. [...]

Compass CEO Robert Reffkin calls on Congress to provide aid to agents

Robert Reffkin argued coronavirus aid shouldn't be limited to W-2 workers. The National Association of Realtors has also said it is working to ensure aid packages to benefit agents. [...]

How to decide your brand’s DNA as a new agent

Branding will define who you are as a professional and communicate your value to existing and potential clients. If you're a new agent, here are a few things you should be thinking about when cultivating your brand. [...]

Annie Switt on why ‘Keller Williams’ brand stands for agent-centric’

KW Marketing Vice President Annie Switt discussed the marketing tools the company gives franchises and how Keller Williams guided its network through the early days of the pandemic. [...]

5 ways to pivot your marketing for 2020’s challenges

No one can argue that this year has thrown some major curveballs and forced agents to shift and adapt their business strategies. But what are some of the most effective marketing changes agents have made in 2020? Top agents weigh in. [...]

Resources for homeowners affected by COVID19.

Here's a list of some high level resources where homeowners can find additional information and possibly help, regarding mortgage forbearance or other questions. If you want to suggest other links that are not blogs or promotional, message me and I'll add them here at the top. List of lenders who may offer relief: https://www.aba.com/about-us/press-room/industry-response-coronavirus https://www.hud.gov/ National relief information and resources https://apps.hud.gov/offices/hsg/sfh/hcc/hcs.cfm if you want to talk to a housing counselor about avoiding foreclosure If you have a Fannie Mae loan: https://www.knowyouroptions.com/covid19assistance If you have a Freddie Mac loan: https://myhome.freddiemac.com/own/getting-help-disaster.html General info on CFPB site: https://www.consumerfinance.gov/about-us/blog/guide-coronavirus-mortgage-relief-options/ https://www.sba.gov/ Small Business Loans 800-827-5722.… [...]

New Coronavirus megathread, place for linking good discussions.

Pretty much daily there is a new post about how CV is impacting the market, and there have been some really great discussions. I thought we could try linking the best of them here, so they are easy to find. Feel free to ad others as anyone sees fit. submitted by /u/wamazing [link] [comments] [...]

Buying a home right now is insane

None of this drama when I purchased my first home.. I recently had an offer accepted (out of attorney review as of last Wednesday). The sellers are insisting on a mortgage commitment by the 19th and a closing date of the 26th. No one thinks this can happen, but they also gave us the soft "we'll extend if needed." Promise - but nothing in the contract. We like the house so we're moving forward hoping the sellers aren't massive assholes. Lender sends me the application with errors left and right. I tell him I'm not signing as he left off… [...]

Offer accepted!

We fired our inexperienced Zillow agent and went with a referral from my coworker who has 20+ years of experience. She was patient with us as we looked at a few places and when we found the right one she cancelled another appointment because she knew this property would sell quickly. We put in a strong offer, 20% down and will be paying all closing costs. Well, lo and behold the offer was accepted and we’ll be under contract later this afternoon! My realtor even wrote a short note to the sellers about how we’re a young family looking to… [...]

Too good to be true

We’ve read so many crazy stories and experienced the insanity of this market (one house we viewed received 19 offers in 24 hours after listing), but now we’re a month out from closing and it seems unreal. This is the story of how we got to this point. We’d been working with a realtor my husband had encountered years before we met, but she was slow to respond and when we asked about the first property we truly found interesting, she referred us to another realtor because it wasn’t in her area. So I used Trulia to contact someone just… [...]

MarketWatch.com - Top Stories
MarketWatch.com - Financial Services Industry News

TaxWatch: Trump reportedly paid no federal tax in 10 of the last 15 years. Why 75 million U.S. households pay no federal income tax

The Tax Policy Center estimates how many people paid no federal individual income taxes in 2020. [...]

: Trump reportedly paid just $750 in federal taxes in 2016 and 2017 — and nothing in 10 of past 15 years

Donald Trump paid no federal income tax in 10 of the past 15 years, and just $750 in federal taxes in 2016 and 2017, the New York Times reported Sunday. [...]

: Shares in HSBC rise 10% after China’s Ping An raises stake

HSBC’s London-listed shares soared on Monday, after Ping An Insurance raised its stake in Europe’s biggest bank, despite escalating tensions between Washington and Beijing. [...]

Market Snapshot: Dow industrials aim to get off the week to a solid start, futures jump 350 points

U.S. stock indexes on Monday look poised to advance sharply to start the week as investors brace for a period in which the race for the White House and the state of the economy may come into greater clarity. [...]

There are four coronavirus vaccines in late-stage studies — here’s how they differ

Johnson & Johnson’s investigational COVID-19 vaccine entered Phase 3 clinical trials this week, making it the fourth vaccine candidate in the U.S. to do so and providing additional details that can help investors differentiate the pool of late-stage coronavirus vaccines. [...]

NerdWallet: 6 national parks worth visiting in autumn—plus nearby places to stay using your points

Look no further than some of the nation’s most famous parks for a socially distanced adventure. [...]

Next Avenue: ‘A criminal sociopath:’ Judge-appointed conservator abused my mom, drained her estate and kept us from her

A daughter’s experience with a conservatorship gone wrong—and how to prevent it from happening to your family. [...]

How Trump and Biden tax policies could affect your paycheck, tax return, investment portfolio and nest egg

The economy is a very important issue for nearly 80% of voters in this presidential election. [...]

TaxWatch: Some wealthy Americans are already prepping their finances for a Joe Biden presidency — here’s how

One San Francisco accountant finishes every client conversation with a discussion about what a Biden administration could mean for portfolios. [...]

Commerzbank taps Deutsche Bank exec to be next CEO

Commerzbank AG named Manfred Knof, head of rival Deutsche Bank AG's private bank in Germany, as its new chief executive, putting a banking- and insurance-industry veteran in charge of likely deeper cost cuts at the German lender. [...]

FDIC Financial Institution Letters
FDIC Press Releases

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Hurricane Sally

Financial Institution Letter September 23, 2020 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Hurricane Sally Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Alabama affected by Hurricane Sally. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability to Institutions with Total Assets under $1 Billion: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions in Alabama Read the FIL . The FDIC does… [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oregon Affected by Wildfires and Straight-Line Winds

Financial Institution Letter September 18, 2020 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oregon Affected by Wildfires and Straight-Line Winds Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Oregon affected by wildfires and straight-line winds. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability to Institutions with Total Assets under $1 Billion: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions in Oregon Read the FIL… [...]

FDIC Launches Its First-Ever Academic Challenge

Press Release September 18, 2020 FDIC Launches Its First-Ever Academic Challenge Teams from universities and colleges throughout the country will examine effects of community banks on local economic development WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced the launch of the agency’s first-ever Academic Challenge, a competition among teams of university and college students to address questions concerning the U.S. banking sector. The topic for this inaugural challenge is “The Effects of Community Banks on Local Economic Development.” The FDIC’s Center for Financial Research is hosting the 2020-2021 Academic Challenge, which will consist of two rounds. In the first round of… [...]

Board of Directors Meeting Materials

Board Matters September 15, 2020 Board of Directors Meeting Materials September 15, 2020 The Board of Directors met in open session today to discuss the following: Deposit Insurance Fund (DIF) Restoration Plan Statement by Chairman Jelena McWilliams Statement by Board Member Martin J. Gruenberg Restoration Plan Financial Institution Letter The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. Stay Connected [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Puerto Rico Affected by Tropical Storm Isaias

Financial Institution Letter September 14, 2020 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Puerto Rico Affected by Tropical Storm Isaias Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Puerto Rico affected by Tropical Storm Isaias. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability to Institutions with Total Assets under $1 Billion: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions in Puerto Rico Read the FIL… [...]

FDIC Makes Public August Enforcement Actions

Press Release September 25, 2020 FDIC Makes Public August Enforcement Actions; No Administrative Hearings Scheduled for October 2020 The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in August. There are no administrative hearings scheduled for October 2020. The FDIC issued 13 orders in August 2020. The administrative enforcement actions in those orders consisted of one consent order under 8(b), four orders of prohibition under 8(e), and eight Section 19 orders. To view orders, adjudicated decisions and notices and the administrative hearing details online, please visit… [...]

FDIC Systemic Resolution Advisory Committee to Discuss the FDIC’s Progress on Systemic Resolution

Press Release September 24, 2020 FDIC Systemic Resolution Advisory Committee to Discuss the FDIC’s Progress on Systemic Resolution WASHINGTON – The Federal Deposit Insurance Corporation's Systemic Resolution Advisory Committee will meet on Thursday, October 1 at 9:00 am ET. FDIC's advisory committee members will discuss and receive updates on resolution planning in bankruptcy and pursuant to the Orderly Liquidation Authority. The FDIC created the Systemic Resolution Advisory Committee in 2011 to provide advice and recommendations on a broad range of issues relevant to the failure and resolution of systemically important financial institutions. Available information about the committee’s work, including a… [...]

FDIC Releases Results of Summary of Deposits Annual Survey

Press Release September 18, 2020 FDIC Releases Results of Summary of Deposits Annual Survey The Federal Deposit Insurance Corporation (FDIC) today released results of its annual survey of branch office deposits for all FDIC-insured institutions as of June 30, 2020. The FDIC’s Summary of Deposits (SOD) provides deposit totals for each of the more than 85,000 domestic offices operated by more than 5,000 FDIC-insured commercial and savings banks, savings associations, and U.S. branches of foreign banks. The SOD includes historical data going back to 1994 that can be analyzed using online reports, tables, and downloads. SOD users can locate… [...]

FDIC Launches Its First-Ever Academic Challenge

Press Release September 18, 2020 FDIC Launches Its First-Ever Academic Challenge Teams from universities and colleges throughout the country will examine effects of community banks on local economic development WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced the launch of the agency’s first-ever Academic Challenge, a competition among teams of university and college students to address questions concerning the U.S. banking sector. The topic for this inaugural challenge is “The Effects of Community Banks on Local Economic Development.” The FDIC’s Center for Financial Research is hosting the 2020-2021 Academic Challenge, which will consist of two rounds. In the first round of… [...]

Board of Directors Meeting Materials

Board Matters September 15, 2020 Board of Directors Meeting Materials September 15, 2020 The Board of Directors met in open session today to discuss the following: Deposit Insurance Fund (DIF) Restoration Plan Statement by Chairman Jelena McWilliams Statement by Board Member Martin J. Gruenberg Restoration Plan Financial Institution Letter The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. Stay Connected [...]