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Latest posts by Higher Source Sites (see all)

Dec. 31: Rates, the Fed, world economies, affordability, and the shutdown – all tied together - December 31, 2018
Dec. 29: FEMA reverses flood ruling; cybersecurity notes; observations on general housing trends - December 29, 2018
Dec. 28: Doc automation product; FHA & VA changes around our biz; Agency deals continue to share risk - December 28, 2018

Zillow Porchlight
Inman
HomeOwners & Investors

8 Tips for Achieving Maximum Coziness

Gray skies don't have to mean a drab indoor life. [...]

A 3-Step Downsizing Plan

When it's time to move to a smaller home, these tips will help you save the memories while minimizing clutter in your new place. [...]

How to Carve the Best Pumpkin on the Block

To ensure your jack-o'-lantern is primed for Halloween, follow these tips. [...]

Regain Your Garage: Simple Tricks for Getting Organized

A thoughtful approach to garage storage makes the most of this valuable space and keeps every necessity at your fingertips. [...]

How to Plan an Outdoor Movie Night

See the stars in your own backyard ... on your DIY big screen, that is. [...]

Realtor.com first to add wildfire risk data to listings, helping consumers

Listings on Realtor.com will now include a fire factor rating from the nonprofit research group First Street Foundation and information from the U.S. Department of Agriculture Fire Service. [...]

REX hires lawyer-to-the-stars David Boies to carry on battle with Zillow

Boies, who has represented Al Gore, Harvey Weinstein and failed medical startup Theranos, told Inman he took the case because it's "important to enhancing competition in housing markets." [...]

Website Wins: How to Turn Your Visitors into Victories

California mansion on the brink of $10M sale destroyed by wildfire

The palatial abode in Laguna Beach was pulverized as strong winds whipped the brush fire through the ritzy Laguna Niguel neighborhood. [...]

Opendoor’s growth has ‘materially accelerated’: DelPrete

Last year was a record year for Opendoor — and the latest data suggests that 2022 may turn out to be even bigger. Find out more on how the iBuyer is driving growth from data expert Mike DelPrete. [...]

Q2 2022 - State of the Market Mega-Thread - Inflation and Ratepalooza edition

Observations, rants, theories, speculation on future market movement, experiences, offer heartbreak, buyer fatigue, seller drama, mortgage drama, appraisal drama, anecdotes, new construction builder shenanigans, rate predictions, frustration with seller listing price strategy, crystal balls, and so on, that you may not feel warrant their own threads, but you want to get it off your chest. Individual threads of that nature, that are repetitive (the 1000th thread consisting of "omg the market is hot and rates are high!!", for example, doesn't warrant it's own thread if that's all the OP is) may be merged into here, too. I thought the last… [...]

We are real estate and housing economists Danielle Hale and George Ratiu and housing reporter Nicole Friedman, discussing affordability within the U.S. real estate market. Ask Us Anything!

We are Danielle Hale, Chief Economist at Realtor.com, George Ratiu, Senior Economist ＆ Manager of Economic Research at Realtor.com, and Nicole Friedman, housing reporter for The Wall Street Journal. WSJ and Realtor.com recently released the fifth edition of The Wall Street Journal/Realtor.com Emerging Housing Markets Index, highlighting the top emerging housing markets in the U.S., as well as the ebb and flow of the economic recovery, demographic shifts and real estate dynamics reflected in metro-level data. Danielle joined Realtor.com in 2017 and leads the team of the industry’s top analysts and economists with the goal of providing deeper and broader… [...]

“Full House” House

The house featured in “Full House” last sold in October 2020 for a reasonable(ish) $5.3m. It’s back on the market FSBO for - get this - THIRTY SEVEN MILLION. Discuss. https://www.zillow.com/homedetails/1709-Broderick-St-San-Francisco-CA-94115/15083084_zpid/?utm_campaign=iosappmessage&utm_medium=referral&utm_source=txtshare submitted by /u/CryptographerOdd5659 [link] [comments] [...]

What's your monthly income (after taxes) and how much do you pay in mortgage?

Curious to see what people take in and what they pay towards their mortgage. submitted by /u/frimpter928 [link] [comments] [...]

Bought a house, and the sellers haven't moved their belongings out 2 months later

We closed on a house in Michigan in March. When we moved in, the seller had left ALL of their belongings, including moldy food in the fridge. They told us several times they were planning on picking up their stuff, but never have. I've made multiple efforts to accommodate the sellers picking up their things, including offering to rent a uhual and drive it all to their place. The signed contract states the price of the house includes the fixtures, but not the seller's personal belongings What are my legal rights? Is this my property now? Can I throw it… [...]

MarketWatch.com - Top Stories
MarketWatch.com - Financial Services Industry News

The Moneyist: ‘It’s a real source of stress’: My friend, 67, asked a trustworthy nephew to be his executor, but he has not made time for him in 2 years — even to sign papers

‘There are no other living relatives.’ [...]

: Remote work has fueled U.S. house prices during the pandemic — so what happens when people return to the office?

'Our results also imply that the future path of housing costs may depend critically on the path of remote work,' two economists wrote in a new paper. [...]

: ‘Boeing management is running around like headless chickens,’ Ryanair CEO says in earnings-call tirade

Michael O'Leary, chief executive of Ryanair Holdings Inc., tore into Boeing Co. during an earnings call Monday, blasting the plane-maker's "very poor management" and calling for a shakeup at the top. [...]

Earnings Results: Take-Two sales and forecast undershoot Wall Street’s expectations, but the stock is doing fine

Take-Two Interactive Software Inc. reported and predicted softer sales than analysts expected Monday, but shares still gained as Wall Street awaits the acquisition of Zynga Inc. and acknowledges the videogame publisher's history of conservative forecasts. [...]

: Twitter CEO fires back at Elon Musk, who responds with poop emoji

Days after Tesla Inc. Chief Executive Elon Musk tweeted that his $44 billion deal for Twitter Inc. was "temporarily on hold" as he looked into the prevalence of bot accounts on the service, Twitter's current leader sought to address how the company assesses spam activity. [...]

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FDIC Financial Institution Letters
FDIC Press Releases

Flood Insurance: Revised Interagency Questions and Answers

Financial Institution Letter | May 12, 2022 Flood Insurance: Revised Interagency Questions and Answers Summary: The Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (FRB), the National Credit Union Administration (NCUA), and the Farm Credit Administration (FCA) (collectively, the Agencies) are issuing the revised Interagency Questions and Answers Regarding Flood Insurance (Interagency Questions and Answers). The Interagency Questions and Answers address frequently asked questions about the flood insurance requirements of the National Flood Insurance Act of 1968, as amended, and its accompanying regulation. These Interagency… [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of New Mexico Affected by Wildfires and Straight-line Winds

Financial Institution Letter | May 9, 2022 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of New Mexico Affected by Wildfires and Straight-line Winds Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of New Mexico affected by wildfires and straight-line winds. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised institutions. Distribution: FDIC-Supervised Institutions in New Mexico Read the FIL The FDIC does not send… [...]

Updated: FDIC to Participate in Interagency Webinar on Community Reinvestment Act Notice of Proposed Rulemaking

Webinar Updated to reflect correct registration link FDIC to Participate in Interagency Webinar on Community Reinvestment Act Notice of Proposed Rulemaking On May 5, 2022, the Federal Reserve System, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency jointly released a Notice of Proposed Rulemaking (NPR) that would reform the Community Reinvestment Act (CRA) regulations. The CRA seeks to address inequities in access to credit for low- and moderate-income, as well as underserved and rural communities. The agencies seek public feedback on the joint proposal, and comments are due on or before August 5, 2022.… [...]

FDIC to Participate in Interagency Webinar on Community Reinvestment Act Notice of Proposed Rulemaking

Webinar FDIC to Participate in Interagency Webinar on Community Reinvestment Act Notice of Proposed Rulemaking On May 5, 2022, the Federal Reserve System, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency jointly released a Notice of Proposed Rulemaking (NPR) that would reform the Community Reinvestment Act (CRA) regulations. The CRA seeks to address inequities in access to credit for low- and moderate-income, as well as underserved and rural communities. The agencies seek public feedback on the joint proposal, and comments are due on or before August 5, 2022. On Wednesday, May 11, 2022 3:00… [...]

FDIC Board of Directors Meeting

Board Materials | May 5, 2022 FDIC Board of Directors Meeting Today the Federal Deposit Insurance Corporation’s Board of Directors met in open session and approved an interagency proposed rule on the Community Reinvestment Act. Materials and information relative to the Board actions are available here: Community Reinvestment Act Press Release Fact Sheet on Proposed CRA Rulemaking Financial Institution Letter Notice of Proposed Rulemaking on Revisions to the Community Reinvestment Act Regulations Statement by Acting Chairman Martin J. Gruenberg Statement by Director Rohit Chopra Statement by Director Michael J. Hsu A recording of the full webcast is available here. … [...]

Agencies Release Revised Interagency Questions and Answers Regarding Flood Insurance

Press Release | May 11, 2022 Board of Governors of the Federal Reserve SystemFarm Credit AdministrationFederal Deposit Insurance CorporationNational Credit Union AdministrationOffice of the Comptroller of the Currency Agencies Release Revised Interagency Questions and Answers Regarding Flood Insurance Five federal regulatory agencies today jointly issued revised questions and answers (Q&As) regarding federal flood insurance law and the agencies’ implementing regulations. These Q&As replace those originally published by the agencies in 2009 and 2011 and consolidate Q&As proposed by the agencies in 2020 and 2021. The revised Q&As reflect significant changes to the flood insurance requirements made by federal law… [...]

FDIC Board of Directors Meeting

FDIC Issues List of Banks Examined for CRA Compliance

Press Release | May 3, 2022 FDIC Issues List of Banks Examined for CRA Compliance WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in February 2022. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit needs, including those of low- and moderate-income neighborhoods, consistent with safe and sound operations. As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989… [...]

FDIC to Launch 2022 Small Business Lending Survey

Press Release | May 3, 2022 FDIC to Launch 2022 Small Business Lending Survey Approximately 2,000 Banks Asked to Detail their Lending Practices WASHINGTON – Federal Deposit Insurance Corporation (FDIC) Acting Chairman Martin J. Gruenberg and U.S. Census Bureau (Census) Director Robert L. Santos today formally invited approximately 2,000 U.S. banks to participate in a nationally representative online survey about their small business lending practices and volumes. Sponsored by the FDIC and administered by Census, the 2022 Small Business Lending Survey (SBLS) provides a comprehensive view of small business lending by banks and will significantly expand the FDIC’s and… [...]

FDIC Makes Public March Enforcement Actions; No Administrative Hearings Scheduled for May 2022

Press Release | April 29, 2022 FDIC Makes Public March Enforcement Actions;No Administrative Hearings Scheduled for May 2022 WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in March 2022. There are no administrative hearings scheduled for May 2022. The FDIC issued 13 Orders in March 2022. The administrative enforcement actions in those Orders consisted of six orders terminating consent order, one order to pay civil money penalty, five Section 19 orders, and one order of termination of insurance. To view orders, adjudicated decisions and… [...]

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