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Rob Chrisman began his career in mortgage banking – primarily capital markets – 35 years ago in 1985 with First California Mortgage, assisting in Secondary Marketing until 1988, when he joined Tuttle & Co., a leading mortgage pipeline risk management firm. He was an account manager and partner at Tuttle & Co. until 1996, when he moved to Scotland with his family for 9 months. Read more...

Latest posts by Rob Chrisman (see all)

Zillow Porchlight
Inman
HomeOwners & Investors

8 Tips for Achieving Maximum Coziness

Gray skies don't have to mean a drab indoor life. [...]

A 3-Step Downsizing Plan

When it's time to move to a smaller home, these tips will help you save the memories while minimizing clutter in your new place. [...]

How to Carve the Best Pumpkin on the Block

To ensure your jack-o'-lantern is primed for Halloween, follow these tips. [...]

Regain Your Garage: Simple Tricks for Getting Organized

A thoughtful approach to garage storage makes the most of this valuable space and keeps every necessity at your fingertips. [...]

How to Plan an Outdoor Movie Night

How to Plan an Outdoor Movie Night

See the stars in your own backyard ... on your DIY big screen, that is. [...]

The Real Word: How flippers are combating low inventory

The Real Word: How flippers are combating low inventory

In this edition of The Real Word, Bryon Lazine and Nicole White discuss flipping in a low-inventory market, how nearly half of renters think they’ll never be able to afford a home, and real estate agents on TikTok. [...]

CRMLS to integrate RentSpree technology

CRMLS to integrate RentSpree technology

The integrations mean RentSpree tools, such as tenant application links, can be added to the listings of real estate professionals in California. [...]

What real estate agents need to know about stair lifts

What real estate agents need to know about stair lifts

If your buyers have mobility issues, or even reservations about having stairs, here's what you need to know to suggest stair lifts as an alternative means of traveling safely between levels. [...]

80% of real estate brokerages operate from one office: NAR

80% of real estate brokerages operate from one office: NAR

The National Association of Realtors' 2021 Profile of Real Estate Firms revealed how brokers are pivoting with enhanced consumer and agent benefits. [...]

5 Important Real Estate Trends that will Shape Your Business

5 Important Real Estate Trends that will Shape Your Business

Quitclaims and title in AZ

A married person here signed a quitclaim deed in 2013 in AZ. Now refinancing with the spouse and being added to the mortgage and title of the same property. However, next to the spouse's name it says "sole and separate property". Does it mean my name on the title mean nothing? Or it is a clerical error. Thank you! submitted by /u/BioH2 [link] [comments] [...]

Buying in NYC: Seller wants post-closing possession

I'm negotiating a contract of sale for a house in NYC. The seller wants post-closing possession for up to 7 days. I've been told that they're planning to buy another house, but they need funds from selling this house before they can close on their new house. My attorney suggested signing a post-closing agreement in addition to the contract of sale. I'm concerned that if the seller doesn't move out after 7 days, I will have to formally evict them, which under normal circumstances can take several months. With the eviction moratorium in NYC extended until mid-January, it can take… [...]

Does anyone have any tips on utilizing equity in your existing home to pay towards a new home? We bought in 2015 and would like a larger home to accommodate our growing family. We have quite a bit of equity in our current come (it’s current value is around 2x what we paid) that we’d like to use towards purchase of a new home, but the hurdle seems to be qualifying for 2 mortgages in the short term. We would be selling our current home after purchase of a new one. I’d love to hear any experiences with this process… [...]

Did something happen on Wednesday? The bidding wars started again in my area…

The market is slowly cooling down in my area. I have been trying to lowball a few houses (offering 6-10% lower), and received counter offers of 2-4% below asking. Most houses, except a few, stay on market for more than 30 days now. When I thought the bidding war is finally over, it started again on Wednesday (9/15). A lot of houses are fully booked the day they are listed, and go under contract in less than 3 days with 10+ offers again. I offered over 10% and still lost them. What is causing the sharp change in the market?… [...]

5 Minute Location Difference!?

Tell me I'm being crazy here.... We're in the market for a house in the Denver area (Golden/Lakewood for those familiar). And I'd like to be in an area where I can go on daily hikes more interesting/challenging than a walk around the pond. The amount of house you can get varies between areas that are maybe 5-8 minutes apart. Assuming other factors being about the same, is this crazy to go for the smaller/less updated house to be 5 minutes closer? Amounts to about 4 miles. I'm learning towards, yes it's worth it! Esp for something you do every… [...]

MarketWatch.com - Top Stories
MarketWatch.com - Financial Services Industry News

Market Extra: The ‘Occupy Wall Street’ spirit is alive and kicking on Reddit, other social-media sites

Market Extra: The ‘Occupy Wall Street’ spirit is alive and kicking on Reddit, other social-media sites

Sure, Reddit isn't a park but neither was Zuccotti Park. [...]

ETF Wrap: Why the $5.4 trillion ETF market faces its biggest crisis since inception

ETF Wrap: Why the $5.4 trillion ETF market faces its biggest crisis since inception

Every week we highlight the most timely exchange-traded fund news, from new launches to inflows and performance. [...]

: AvidXchange files to go public

: AvidXchange files to go public

Market Snapshot: Dow, S&P 500, Nasdaq close lower in weekly slump on ‘quad witching’ and weak consumer sentiment

Market Snapshot: Dow, S&P 500, Nasdaq close lower in weekly slump on ‘quad witching’ and weak consumer sentiment

U.S. stock benchmarks close lower Friday, slumping for the week, on bearish momentum that followed a reading on consumer sentiment that held close to a roughly 10-year low. [...]

The Moneyist: My dad arrived at my brother’s Holy Communion high on cocaine. He punched the cab driver. Am I liable for his end-of-life care?

The Moneyist: My dad arrived at my brother’s Holy Communion high on cocaine. He punched the cab driver. Am I liable for his end-of-life care?

I think he has outstanding gambling debts as well as debt for bail bondsmen, parking tickets and driving fines and credit cards. [...]

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FDIC Financial Institution Letters
FDIC Press Releases

ICYMI | Chairman McWilliams Unveils Mission-Driven Bank Fund to Support MDIs and CDFIs

ICYMI | Chairman McWilliams Unveils Mission-Driven Bank Fund to Support MDIs and CDFIs

In Case You Missed It September 16, 2021 ICYMI | Chairman McWilliams Unveils Mission-Driven Bank Fund to Support MDIs and CDFIs Microsoft and Truist sign on as anchor investors, Discovery joins as founding investor Yesterday afternoon, Chairman McWilliams appeared on CNBC’s Closing Bell to launch the Mission-Driven Bank Fund, a capital investment vehicle to support Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CDFIs). Chairman McWilliams… [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Pennsylvania Affected by Hurricane Ida

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Pennsylvania Affected by Hurricane Ida

Financial Institution Letter September 16, 2021 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Pennsylvania Affected by Hurricane Ida Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Pennsylvania affected by Hurricane Ida. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions in Pennsylvania Read the FIL . The FDIC does not send unsolicited email. If this publication… [...]

Banker Series: Overview and Updates on Consumer Complaints Management

Banker Series: Overview and Updates on Consumer Complaints Management

Financial Institution Letter September 13, 2021 Banker Series: Overview and Updates onConsumer Complaints Management Summary: The FDIC offers a series of events for bankers, including teleconferences and webinars, to maintain open lines of communication and to update bank management and staff on important regulatory issues in the consumer compliance area. The FDIC’s Division of Depositor and Consumer Protection will host a webinar for FDIC-supervised institutions on October 5, 2021, to provide information and answer questions relating to consumer complaints management. The presentation will include a review of the most recent complaint data and will provide information to help banks with… [...]

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of North Carolina Affected by Remnants of Tropical Storm Fred

Guidance to Help Financial Institutions and Facilitate Recovery in Areas of North Carolina Affected by Remnants of Tropical Storm Fred

Financial Institution Letter September 13, 2021 REGULATORY RELIEF: Guidance to Help Financial Institutions and Facilitate Recovery in Areas of North Carolina Affected byRemnants of Tropical Storm Fred Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of North Carolina affected by remnants of Tropical Storm Fred. A copy of the Guidance can be found on the FDIC's website. Statement of Applicability: This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. Distribution: FDIC-Supervised Institutions in North Carolina Read the FIL . The FDIC does… [...]

FDITECH Extends Registration for Tech Sprint to Measure and Test Bank Resilience

FDITECH Extends Registration for Tech Sprint to Measure and Test Bank Resilience

FDITECH September 9, 2021 FDITECH Extends Registration for Tech Sprint to Measure andTest Bank Resilience WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today extended the registration period to participate in a tech sprint designed to identify and develop measures, data, and other capabilities to understand how resilient banks are to major disruptions. Interested organizations may submit applications requesting participation until 5:00pm ET on September 19, 2021. The extended registration period will not affect the duration of the tech sprint. After a review of applications, the FDIC’s Tech Lab (FDITECH) will invite a select number of organizations and… [...]

ICYMI | Chairman McWilliams Unveils Mission-Driven Bank Fund to Support MDIs and CDFIs

ICYMI | Chairman McWilliams Unveils Mission-Driven Bank Fund to Support MDIs and CDFIs

In Case You Missed It September 16, 2021 ICYMI | Chairman McWilliams Unveils Mission-Driven Bank Fund to Support MDIs and CDFIs Microsoft and Truist sign on as anchor investors, Discovery joins as founding investor Yesterday afternoon, Chairman McWilliams appeared on CNBC’s Closing Bell to launch the Mission-Driven Bank Fund, a capital investment vehicle to support Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CDFIs). Chairman McWilliams… [...]

FDIC Launches Mission-Driven Bank Fund

FDIC Launches Mission-Driven Bank Fund

Press Release September 16, 2021 FDIC Launches Mission-Driven Bank Fund $120 million pledged to support Minority Depository Institutions and CDFIs WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced the launch of a new Mission-Driven Bank Fund, a capital investment vehicle being developed by the FDIC to support insured Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CDFIs). As anchor investors, Microsoft and Truist Financial Corporation will lead the investment Fund. In addition, Discovery, Inc. will join as a founding investor in the Fund bringing the combined initial commitment to $120 million, with additional investments expected. MDIs… [...]

FDIC to Launch New Mission-Driven Bank Fund

FDIC to Launch New Mission-Driven Bank Fund

Media Advisory September 15, 2021 FDIC to Launch New Mission-Driven Bank Fund Innovative new vehicle to support minority banks and community development financial institutions MEDIA ADVISORY On Thursday, September 16, 2021, the Federal Deposit Insurance Corporation (FDIC) Chairman Jelena McWilliams will announce the launch of the Mission-Driven Bank Fund, a capital investment vehicle being developed by the FDIC to… [...]

FDITECH Selects Three Winning Teams in Tech Sprint to Reach the Unbanked

FDITECH Selects Three Winning Teams in Tech Sprint to Reach the Unbanked

Press Release September 13, 2021 FDITECH Selects Three Winning Teams in Tech Sprint toReach the Unbanked * * * Revised to update hyperlink to Breaking Down Barriers in the first paragraph under Background * * * WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced the selection of three winning teams in a ‘tech sprint’ designed to explore new technologies and techniques to help banks meet the needs of unbanked consumers. The tech sprint’s evaluation panel selected the following organizations as winners in the following categories: Category Team Name Organizations Creativity Goalsetter Goalsetter Market Readiness NAAC-Talino Finance National Asian American… [...]

FDITECH Selects Three Winning Teams in Tech Sprint to Reach the Unbanked

FDITECH Selects Three Winning Teams in Tech Sprint to Reach the Unbanked

Press Release September 13, 2021 FDITECH Selects Three Winning Teams in Tech Sprint toReach the Unbanked WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced the selection of three winning teams in a ‘tech sprint’ designed to explore new technologies and techniques to help banks meet the needs of unbanked consumers. The tech sprint’s evaluation panel selected the following organizations as winners in the following categories: Category Team Name Organizations Creativity Goalsetter Goalsetter Market Readiness NAAC-Talino Finance National Asian American Coalition, Talino Venture Labs Effectiveness/Impact Onramp Amazon Web Services, Narmi, Galileo FDIC Chairman Jelena McWilliams said, “This is only… [...]